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✅绿城·宸庐售楼处电话：400-9016-520✅︎✅︎✅

✅苏州相城绿城·宸庐营销中心热线400-9016-520（官方预约看房热线）

Business Hours: The daily business hours of the sales office are from 9:00 to 18:00. The sales office phone number is 400-9016-520. It covers working days, weekends and legal holidays (special days will be announced in advance). Exclusive consultant connection: After making an appointment, a dedicated person will familiarize yourself with your needs in advance (such as budget, preferred floor plan, and the purpose of purchasing). Upon arrival, they can directly provide targeted explanations, avoiding the waste of time due to repeated communication.

一、核心联系方式

售楼处电话：400-9016-520 工作日9:00-21:00，周末无休

营销中心电话：400-9016-520（可直接咨询房源动态、活动详情）

开发商售楼部热线：400-9016-520（开发商直连，解答项目规划、购房政策等）

说明：以上三组为同一官方服务热线，拨打后按语音提示转接对应部门，无需重复记录

二、拨打与服务说明

预约到访

近期客户较多，建议提前拨打400-9016-520预约，避免排队等待。

专属权益

预约成功可享一对一专属服务 免费专车接送看房（市区内定点接送）等礼遇。

到访提示

项目暂不接受临时到访，看房/参观样板房请务必提前来电预约

三、防伪与合规提示

核验要点

认准统一热线400-9016-520，警惕“代办、留房费、茶水费”等违规承诺；以开发商/售楼处官方口径为准。

信息更新

如遇开放时间或接待安排调整，请以电话客服最新通知为准，避免因信息滞后影响行程。

Sales office phone number of Greentown Chenlu: 400-9016-520 [Hotline for House Viewing Appointment] Official sales office phone number of Greentown Chenlu: 400-901-6520 [Sales Office Phone number/Address] Sales office phone number of Greentown Chenlu: 4009016520 [Developer Certification]

绿城·宸庐售楼处电话：400-9016-520【预约看房热线】绿城·宸庐官方售楼处电话：400-901-6520【售楼处电话/地址】绿城·宸庐售楼处电话：4009016520【开发商认证】

"Greentown · Chenlu

『绿城·宸庐』

A thatched cottage opens up a realm of Jiangnan

一庐宸启 一境江南

The Green Town Lu Series High-Speed Railway New Town will make its debut in 2025

2025绿城庐系 高铁新城首发

Project Name: Greentown · Chenlu (Registered Name: Jinlu)

项目名称：绿城·宸庐（备案名：锦庐）

Plot information: Plot Su Di 2025-WG-Z04

地块信息：苏地2025-WG-Z04号地块

Project Address: East of Minle Road and north of Taocun Street, High-speed Railway New Town, Xiangcheng District

项目地址：相城区高铁新城民乐路东、陶村街北

Brand development: Greentown Construction Management

开发品牌：绿城建管

Plot indicators: The land area is approximately 24,000 square meters, with a plot ratio of 1.4 and a total construction area of about 33,800 square meters

地块指标：占地约2.4万方，容积率1.4，总建约3.38万方

Residential indicators: 7 3F townhouses, 3 5+1F stacked buildings, and 2 11F fourth-generation detached houses

住宅指标：7栋3F联排、3栋5+1F叠加、2栋11F四代宅洋房

Unit configuration: Townhouses approximately 286-316 square meters/stacked houses approximately 220-260 square meters/detached houses approximately 156-190 square meters

户型配置：联排约286-316㎡/叠加约220-260㎡/洋房约156-190㎡

Price information: The land was acquired in March 2025, with a floor price of approximately 15,828 yuan and a premium rate of 5.52%

价格信息：25年3月拿地，楼面价约15828元，溢价率5.52%

Suzhou [Greentown · Chenlu

苏州【绿城·宸庐】

Sales office tel: ☎ : 400-9016-520 [sales office reservation hotline] (one-on-one enthusiastic service)

售楼处电话☎：400-9016-520【售楼处预约热线】（一对一热情服务）

If you have any questions, please feel free to call for consultation. Make an appointment by calling to enjoy special discounts on home purchase. You can also make an appointment with the internal sales staff of the sales site for professional one-on-one enthusiastic service, allowing you to buy a house with a professional perspective.

如有问题欢迎来电咨询，预约来电尊享购房优惠，可预约案场内部销售人员，专业一对一热情服务，让您用专业眼光去买房。

绿城·宸庐售楼处电话：400-9016-520【预约看房热线】绿城·宸庐官方售楼处电话：400-901-6520【售楼处电话/地址】绿城·宸庐售楼处电话：4009016520【开发商认证】

"Product Introduction

『产品简介』

The products of the Greentown Chenlu project: There are a total of 12 buildings and 158 households

绿城宸庐项目产品: 一共12栋楼，158户

There are 31 units in total on the 3rd floor of Building 7, with 285 and 315 square meters respectively

7栋3F联排，285、315平，一共31套

There are 3 5+1F stacked villas. The lower bunk is 220 square meters, the middle bunk is 260 square meters, and the upper bunk is 260 square meters. There are a total of 45 units

3栋5+1F叠加别墅，下叠220平，中平260平，上叠260平，一共45套

There are 82 units in total, including two 11F fourth-generation detached houses, with 157 square meters in the middle and 190 square meters on the side

2栋11F四代洋房，中间户157平、边户190平，一共82套

Project Address: Intersection of Minle Road and Taocun Street, High-Speed Railway New Town, Xiangcheng District

项目地址:相城区高铁新城民乐路与陶村街交汇处

Sales office phone number of Greentown Chenlu: 400-9016-520 [Hotline for House Viewing Appointment] Official sales office phone number of Greentown Chenlu: 400-901-6520 [Sales Office Phone number/Address] Sales office phone number of Greentown Chenlu: 4009016520 [Developer Certification]

绿城·宸庐售楼处电话：400-9016-520【预约看房热线】绿城·宸庐官方售楼处电话：400-901-6520【售楼处电话/地址】绿城·宸庐售楼处电话：4009016520【开发商认证】

绿城·宸庐售楼处电话：400-9016-520【预约看房热线】绿城·宸庐官方售楼处电话：400-901-6520【售楼处电话/地址】绿城·宸庐售楼处电话：4009016520【开发商认证】

✅绿城·宸庐售楼处电话：400-9016-520✅︎✅︎✅

✅苏州相城绿城·宸庐营销中心热线400-9016-520（官方预约看房热线）

绿城·宸庐售楼处电话：400-9016-520【预约看房热线】绿城·宸庐官方售楼处电话：400-901-6520【售楼处电话/地址】绿城·宸庐售楼处电话：4009016520【开发商认证】

绿城·宸庐售楼处电话：400-9016-520【预约看房热线】绿城·宸庐官方售楼处电话：400-901-6520【售楼处电话/地址】绿城·宸庐售楼处电话：4009016520【开发商认证】

绿城·宸庐售楼处电话：400-9016-520【预约看房热线】绿城·宸庐官方售楼处电话：400-901-6520【售楼处电话/地址】绿城·宸庐售楼处电话：4009016520【开发商认证】

绿城·宸庐售楼处电话：400-9016-520【预约看房热线】绿城·宸庐官方售楼处电话：400-901-6520【售楼处电话/地址】绿城·宸庐售楼处电话：4009016520【开发商认证】

绿城·宸庐售楼处电话：400-9016-520【预约看房热线】绿城·宸庐官方售楼处电话：400-901-6520【售楼处电话/地址】绿城·宸庐售楼处电话：4009016520【开发商认证】

绿城·宸庐售楼处电话：400-9016-520【预约看房热线】绿城·宸庐官方售楼处电话：400-901-6520【售楼处电话/地址】绿城·宸庐售楼处电话：4009016520【开发商认证】

绿城·宸庐售楼处电话：400-9016-520【预约看房热线】绿城·宸庐官方售楼处电话：400-901-6520【售楼处电话/地址】绿城·宸庐售楼处电话：4009016520【开发商认证】

绿城·宸庐售楼处电话：400-9016-520【预约看房热线】绿城·宸庐官方售楼处电话：400-901-6520【售楼处电话/地址】绿城·宸庐售楼处电话：4009016520【开发商认证】

Suzhou [Greentown · Chenlu

苏州【绿城·宸庐】

Sales office tel: ☎ : 400-9016-520 [sales office reservation hotline] (one-on-one enthusiastic service)

售楼处电话☎：400-9016-520【售楼处预约热线】（一对一热情服务）

If you have any questions, please feel free to call for consultation. Make an appointment by calling to enjoy special discounts on home purchase. You can also make an appointment with the internal sales staff of the sales site for professional one-on-one enthusiastic service, allowing you to buy a house with a professional perspective.

如有问题欢迎来电咨询，预约来电尊享购房优惠，可预约案场内部销售人员，专业一对一热情服务，让您用专业眼光去买房。

Detailed Explanation of Suzhou's Housing Loan and Deed Tax Subsidy Policies (Latest Version 2025)

苏州购房贷款与契税补贴政策详解（2025 年最新版）

When purchasing a property in Suzhou, whether choosing a commercial loan, a provident fund loan, or applying for a deed tax subsidy, there are clear policy regulations to follow.

在苏州购房，无论是选择商业贷款、公积金贷款，还是申请契税补贴，都有明确的政策规范可依。

The following is a summary of the latest policy details from three major dimensions: commercial loans, provident fund loans, and deed tax subsidies, to help home buyers clearly understand the application conditions and rights.

以下从商业贷款、公积金贷款、契税补贴三大维度，梳理最新政策细节，帮助购房者清晰了解申请条件与权益。

I. Commercial Loan Home Purchase Policies: Down Payment Ratio and First Home Purchase Recognition Details

一、商业贷款购房政策：首付比例与首套认定细则

Minimum down payment ratio

1. 最低首付比例

The minimum down payment threshold for commercial loan home purchases has been clearly defined: the minimum down payment ratio for both first and second homes is 15%, significantly reducing the financial pressure in the early stage of home purchase, making it particularly suitable for the entry of first-time home buyers.

商业贷款购房的最低首付门槛已明确：首套房与二套房的最低首付比例均为 15%，大幅降低了购房前期资金压力，尤其适合刚需群体入场。

2. The criteria for determining "recognizing property but not loan"

2. “认房不认贷” 认定标准

When resident families (including borrowers, spouses and minor children) apply for commercial housing loans, the core recognition logic is "recognizing the house but not the loan" : if family members do not have a complete set of housing under their names in Suzhou City, regardless of whether they have used loans to purchase housing in the past, banking and financial institutions will implement the credit policy for first-home purchases (such as lower interest rates and more lenient approval).

居民家庭（含借款人、配偶及未成年子女）申请商品住房贷款时，核心认定逻辑为 “认房不认贷”：若家庭成员在苏州市名下无成套住房，无论过往是否使用贷款购买过住房，银行业金融机构均按首套住房信贷政策执行（如更低利率、更宽松审批）。

3. Three special circumstances for the recognition of first homes

3. 首套房认定的 3 种特殊情形

The recognition of first-time home buyers in Suzhou is not a "city-wide unified verification", but is flexibly determined based on the region, listing situation and family structure. Specifically, it includes:

苏州首套房认定并非 “全市统一核查”，而是结合区域、挂牌情况及家庭结构灵活判定，具体包括：

(1) It is determined based on the district where the property is purchased

（1）按 “购房所在区” 认定

When purchasing a house within the administrative area of Suzhou City, only the housing situation of the purchasing family in the district (county, city) where the intended house is located will be verified.

在苏州市域内购房时，仅核查购房家庭在拟购住房所在区（县、市） 的住房情况。

If there is no housing in this area, it can be directly recognized as the first home when applying for a personal housing loan.

若在该区域无住房，办理个人住房贷款时可直接认定为首套房。

For example: A certain family already has a house in Wuzhong District but no one in the industrial park. If they purchase a new house in the industrial park, the application for a loan will be approved according to the standards for first-time home buyers.

举例：某家庭在吴中区已有一套住房，但在工业园区无房，若在工业园区新购住房，申请贷款时按首套房标准审批。

(2) There is only one house and it has been put up for sale

（2）仅 1 套房且已挂牌出售

If the person that buy a house to buy housing district (county, city) only have 1 set of housing, and has been in suzhou city real estate trading online service platform (http://szfang.szfcweb.cn/secondHouse), city, district (county, city real estate network platform for sale, at this point in the same area (county, city) new housing,

若购房人在拟购住房所在区（县、市）仅拥有 1 套住房，且已在苏州市区房产交易网上服务平台（http://szfang.szfcweb.cn/secondHouse） 等市、区（县、市）级房产网交平台挂牌出售，此时在同区（县、市）新购住房，

Personal housing loans can be recognized as first-time home buyers.

办理个人住房贷款可按首套房认定。

For example: A certain family has only one house in Gusu District. After listing this house on the official online trading platform, if they purchase a new house in Gusu District, they can enjoy the first-home loan treatment.

举例：某家庭在姑苏区仅有 1 套住房，将该住房在官方网交平台完成挂牌后，再在姑苏区买新房，贷款可享首套待遇。

(3) For families with two or more children, one set will be reduced.

（3）二孩及以上家庭 “核减 1 套”

For families with two or more children, when applying for a personal housing mortgage loan, the number of houses they own will be reduced by one.

对育有两个及以上子女的家庭，办理个人住房按揭贷款时，住房套数认定会核减 1 套。

For example, if a family with two children already owns one house and the loan has not been settled, when they purchase a second house, the loan interest rate and amount can still be calculated according to the standard for the first house.

举例：某二孩家庭已拥有 1 套住房且贷款未结清，再购买第 2 套住房时，贷款仍可按首套房标准计算利率与额度。

Note: The housing situation of the family is subject to the query result of the real estate registration information.

提醒：家庭住房情况以不动产登记信息查询结果为准；

The listing situation of housing for sale shall be based on the official listing information of the municipal, district (county, city) real estate online transaction service platform.

住房出售挂牌情况，需以市、区（县、市）房产网上交易服务平台的官方挂牌信息为依据。

Ii. Housing Purchase Policies with Provident Fund Loans: Down Payment, Interest Rate and Loan Amount Regulations

二、公积金贷款购房政策：首付、利率与额度规定

Minimum down payment ratio

1. 最低首付比例

When purchasing a house with a housing provident fund loan, the down payment ratio is set differently according to the type of house:

使用住房公积金贷款购房，首付比例根据房屋类型差异化设定：

· Purchase of the first or second self-occupied home for the family: The down payment ratio shall not be less than 20% of the total price of the house.

· 购买家庭首套或第二套自住住房：首付比例不低于住房总价的 20%；

For the purchase of affordable housing (such as shared-ownership housing), the down payment ratio can be reduced to 15%, further easing the burden on the first-time home buyers.

· 购买保障性住房（如共有产权房）：首付比例可降至 15%，进一步降低刚需群体负担。

2. Loan interest rate

2. 贷款利率

At present, the housing provident fund loan in Suzhou is subject to the national unified benchmark interest rate (the interest rates for first and second homes are implemented in accordance with the latest national regulations, and the specific rates are subject to the real-time policies of the housing provident fund management center). The overall interest rate is lower than that of commercial loans, making it an ideal choice for low-cost home purchase.

目前苏州公积金贷款执行全国统一基准利率（首套房、二套房利率按国家最新规定执行，具体以公积金管理中心实时政策为准），整体利率低于商业贷款，是低成本购房的优选。

3. Loan Amount: Limit, calculation method and upward adjustment policy

3. 贷款额度：限额、计算方式与上浮政策

(1) The maximum limit of basic loans

（1）基础贷款最高限额

The amount of the provident fund loan is linked to the number of applicants participating in the calculation:

公积金贷款额度与参与计算的申请人数量挂钩：

If two or more people (including the borrower applicant and co-borrower applicants) jointly calculate the loanable amount, the maximum limit is 1.5 million yuan.

· 若2 人及以上（含借款申请人与共同借款申请人）共同计算可贷额度，最高限额为 150 万元；

If only the borrower is calculated for the loanable amount, the maximum limit is 1.2 million yuan.

· 若仅借款人 1 人计算可贷额度，最高限额为 120 万元。

In addition, if a family purchases their first self-occupied home and meets the conditions of "a floor area of 90 square meters (inclusive) or less + a total housing price of no more than 2 million yuan", the maximum loan limit can be increased to 80% of the total housing price.

此外，若购买家庭首套自住住房，且满足 “套型建筑面积 90㎡（含）以内 + 住房总价≤200 万元”，贷款最高限额可提升至住房总价的 80%。

(2) Four types of groups can enjoy an increase in their credit limits

（2）4 类群体可享额度上浮

For specific groups, the loan amount for the housing provident fund in Suzhou can be increased additionally. The details are as follows:

针对特定群体，苏州公积金贷款额度可额外上浮，具体如下：

Group type

群体类型

The proportion of quota increase

额度上浮比例

Personal maximum limit

个人最高限额

Family maximum limit

家庭最高限额

多子女家庭

30%

156 万元

195 万元

购买二星级及以上绿色建筑住房

20%

144 万元

180 万元

青年人才①

50%

180 万元

225 万元

现役军人 / 退役 5 年内退役军人

20%

144 万元

180 万元

注①：青年人才包括：全日制普通高校本科及以上在读学生；毕业 10 年内的本科及以上学历高校毕业生；毕业 10 年内、获国（境）外学士及以上学位且经教育部认证的留学回国人员。

（3）可贷额度的 3 种计算方法

公积金贷款额度需通过以下方法计算，最终取 “最低值” 作为实际可贷额度：

· ①余额倍数法：首套房按申请人（含共同申请人）个人账户余额之和的 15 倍计算，二套房按 10 倍计算；若有租房提取记录，可将 1 年内苏州本地租房提取金额与账户余额合并计算。（余额不足 1 万元按 1 万元算；保障房购房家庭可额外上浮最多 3 万元）

· ②缴存基数法：计算公式为 “申请人（含共同申请人）公积金月缴存基数（或基数之和）×35%× 贷款期限（月）”，体现还款能力与额度的匹配性。

· ③日均余额法：仅适用于购买 “乐居苏城” 存贷产品的申请人，按 “贷款前 6 个月个人账户日均余额 × 规定倍数（首套 15 倍 / 二套 10 倍）×1.25（存贷系数）” 计算。

（4）月还款额限制

按等额本息方式计算的月还款额（含本金 + 利息），不得超过申请人与共同申请人公积金缴存基数之和的 50%，确保还款压力与收入水平匹配。

三、苏州契税补贴政策：买新房与 “卖旧买新” 均有优惠

苏州契税补贴政策持续至 2025 年 3 月 31 日，分为 “购买新房” 与 “卖旧买新” 两类，且不重复享受（按 “就高” 原则补贴）。

1. 购买新建商品住房

所有购买新建商品住房的购房家庭，可享受50% 的契税补贴，补贴上限为 “房屋契税计税依据的 1%”。举例：若房屋契税计税依据为 200 万元，按 1% 税率计算契税为 2 万元，补贴 50% 即 1 万元（未超上限，按实际金额补贴）。

2. “卖旧买新” 全额补贴

满足 “先卖后买” 条件的家庭，可享 100% 契税补贴，具体要求如下：

· 卖房时间：2024 年 1 月 1 日至 2025 年 3 月 31 日（以不动产转移登记时间为准），且在苏州大市范围内出售自有住房；

· 买房时间：2025 年 1 月 1 日至 2025 年 3 月 31 日（以住建部门商品房网签合同时间为准），且购置新建商品住房；

· 补贴主体：由新购住房所在的县级市（区）政府发放补贴。

提醒：新建商品住房不含人才房、拆迁安置房等特殊类型住房；补贴金额按 “就高” 原则执行，若同时符合 “买新房 50% 补贴” 与 “卖旧买新 100% 补贴”，仅按 100% 补贴发放。