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买房须知的18个常识
1, check the five certificates, the so-called five certificates refer to the "State-owned land use Certificate", "Building land planning Permit", "construction project planning permit", "construction project construction Permit" and "commercial housing pre-sale Permit".
1、查看五证，所谓五证就是指《国有土地使用证》、《建筑用地规划许可证》、《建筑工程规划许可证》、《建筑工程施工许可证》和《商品房预售许可证》。
2, in fact, to buy a house to choose a good reputation of developers is necessary.
2、买房其实选择口碑好的开发商很有必要。
Generally good developers are highly qualified and well-funded.
一般好的开发商资质高、资金充足。
3, evaluate the ability to buy a house, for the just need family, because of their limited economic ability, so will take a loan to buy a house.
3、评估购房能力，对于刚需族来说，由于他们的经济能力有限，所以都会采取贷款的方式买房。
The loan needs to pay a certain amount of monthly payments every month, in order to ensure that the quality of life is not affected, to avoid the risk of broken payments, Xiaobian suggests that the amount of monthly payments is best controlled within 50% of the total income.
而贷款每个月需要交一定数额的月供，为了保证生活质量不受影响，避免断供的风险，小编建议月供的数额最好控制在总收入的50％以内。
4, select the house type, select the house type, first of all to look at the direction of the house type.
4、选户型，挑选户型时，首先要看户型的朝向。
The order of orientation is: due south, southeast, east, southwest, north, west.
朝向优劣的顺序依次为：正南、东南、东、西南、北、西。
5, choose the floor, the air quality of the middle floor of the house is better than that of the lower floor, and the travel of the higher floor is more convenient, which can be said to be a compromise.
5、选楼层，中间层房屋的空气质量相较于低层更好，出行较高层更方便，可以说是折中。
6, many buyers believe that the current price is too high, so when buying a house, generally in the same area, the same lot to choose a cheap price of real estate.
6、很多购房者认为，当下房价过高，所以买房时，一般会在同等区域、同等地段选择价位便宜的楼盘。
The correct way is to learn more about the selection of housing knowledge, pay attention to the good or bad housing type, housing quality and other dry goods.
正确的做法是多学习选房知识，关注户型好坏，房屋质量等干货。
7, don't be anxious, young people should not be good when buying property, should abandon the idea that home ownership must be in place in one step, according to their own can bear the scope, make a reasonable decision.
7、莫心急，年轻人置业时，不宜好大喜贵，应抛弃置业必须一步到位的思想，根据自身所能承受的范围，作出合理的决策。
8, see the concessions, for the developers to give the concessions, to inquire more, more analysis, more judgment, do not blindly follow the wind.
8、看优惠，对于开发商给出的优惠，要多打听，多分析，多判断，不要盲目追风。
9, do not blindly buy big, look at the house must be considered comprehensively, not one-sided.
9、不可一味买大，看房一定要综合考虑，不可片面。
The first is the area, the area is applicable to the principle, not for large and large.
首先是面积，面积以适用为原则，不可为大而大。
10, look at the planning, of course, to buy a house to pick real estate, pick the community, pick the type, but also can not only look at the house, but also look at the location of the house.
10、看规划，买房当然要挑楼盘，挑小区，挑户型，但是也不能只看房子，还要看房子的位置。
alue of a house is location, so it is recommended to keep in mind the direction of urban development when purchasing a property.
毕竟，决定房子价值最大的因素便是地段，建议在购置房产时，要切记紧跟城市发展的方向。
11, look at the price, price selection and comparison of personal affordability, traffic conditions, community environment, housing structure and other conditions to measure the price of real estate.
11、看价格，价格挑选比较个人承受范围、交通状况、社区环境、户型结构等条件衡量楼盘价格。
12, the community environment, community landscape, greening, supporting and so on are closely related to life, but also the embodiment of the quality of the real estate.
12、小区环境，小区景观、绿化、配套等与生活密切相关，更是楼盘质量的体现。
13, avoid the extreme layer, the top and bottom are not recommended to buy, the bottom is not only easy to damp, mold, breeding mosquitoes, the light is not good, the top one to the summer, not only stuffy, not breathable, but also easy to leak.
13、避免极端层，顶层和底层不建议买，底层不仅容易潮湿，发霉，滋生蚊子，光线也不好，顶层一到大夏天，不仅闷热，不透气，还容易漏水。
14, away from the equipment layer, the equipment layer is a special water supply, power supply of the middle floor, if you live near the equipment layer all year round, not only the noise of the machine equipment torture people can not rest, even the radiation of the machine will affect people's health.
14、远离设备层，设备层是专门供水，供电的中间楼层，要是常年居住在设备层的附近的话，不仅机器设备的噪音把人折磨得无法休息，连机器的辐射也会影响人的身体健康。
15, consider the problem of children, buy real estate to consider the safety of children on the road, try to choose a close house.
15、考虑孩子问题，买地产要考虑孩子路上的安全问题，尽量选择距离近的房子。
This can save a lot of time for children, so that children have plenty of time to study and rest.
这样可以给孩子节约大量的时间，让孩子有充裕的时间学习和休息。
16, property, the services of different property companies vary greatly, and whether the property company can complete its tasks perfectly involves the overall quality of the community.
16、物业，不同的物业公司所做的服务千差万别，物业公司能否尽善尽美地完成自己的任务牵扯到小区的整体质量。
17, the purchase deposit, the deposit is extremely unfavorable to the buyer, so that the buyer is in a disadvantageous position at the time of signing, the buyer is often under the pressure of the deposit does not return, against his will to accept the unequal terms of the developer.
17、购房定金，定金对买受人是极为不利的，使买受人在签约的时候处于不利的境地，买受人往往在定金不退的压力下，违心地接受开发商的不平等条款。
18, sign the subscription book, the basic terms of the subscription book to be agreed on in detail, the main situation of the house to be purchased in the subscription book to be agreed.
18、签认购书，认购书基本条款要约定详细，对所要购买的房屋的主要情况在认购书中予以约定。
The content of the terms should be legal and effective, and the developer is required to provide the text of the commercial housing sale contract as a formal signing.
条款内容约定要合法有效，要求开发商提供作为正式签约的商品房买卖合同文本。
5 Tips for an expert to buy a house
内行人买房的“5句口诀”
The expert buying a house can be simply summarized as "five sentences", that is, "one look at the lot, two look at the supporting facilities, three look at the floor, four look at the apartment type, and finally look at the price".
内行人买房可简单概括为“5句口诀”，即“一看地段、二看配套、三看楼层，四看户型，最后看价格”。
1. Look at the location
1、一看地段
Insiders buy a house first look at the lot, the richest Chinese Li Ka-shing also said: "The factor that determines the value of real estate, the first is the lot, the second is the lot, the third is the lot."
内行人买房首先看的是地段，华人首富李嘉诚也说过：“决定房地产价值的因素，第一是地段，第二是地段，第三还是地段。”
Although this location theory is more suitable for investment property, it has to be said that the choice of area (location) is also very important when you need to buy a house.
虽然这个地段论更适合用于投资房产，但是不得不说刚需买房选择区域（地段）也很重要。
Because the real estate in a good location has more space for preservation or appreciation, and the risk of buying a house is smaller than that of the remote suburbs of the city, even if the future housing price plummets, the first to fall is the real estate with a higher location, and the real estate price with a good location is generally the last to decline.
因为好地段的房产保值或升值的空间更大，购房风险相对城市偏远郊区较小，就算未来房价暴跌，首先下跌的也是地段较偏的房产，地段好的房产房价一般都是最后下降的。
2, two look at the matching
2、二看配套
Buying a house must not ignore the supporting facilities inside and around the real estate, otherwise the supporting facilities of the community are not perfect, not only the children are not convenient to read, even if you want to eat a meal, see a disease are very troublesome.
买房绝对不能忽视楼盘内部和周边的配套设施，不然小区的配套设施不完善，不仅孩子读书不方便，甚至连你想吃个饭，看个病都很麻烦。
The supporting facilities in and around a good community are relatively perfect, not only water, electricity, gas, gas, broadband, parking lot, public toilet, multi-functional children's activity space, leisure places in the park, property management company and other internal supporting facilities can meet the daily living needs of the owners.
好小区内部和周边的配套设施就相对完善一些，不仅水、电、燃气、煤气、宽带、停车场、公共厕所、多功能儿童活动空间、园区休闲场所、物业公司等内部配套设施能满足业主的日常居住需求，
There are also convenience stores, vegetable markets, food stores, pharmacies, small supermarkets, schools, bus stations or subway stations and other multi-functional services to meet the higher needs of owners and children.
周边还有便利店、菜市场、食品店、药店、小型超市、学校、公交站点或者地铁站点等多功能服务配套满足业主以及孩子的衣食住行的更高需求。
3. Look at the floor
3、三看楼层
Different floors, the ventilation and lighting of the house, the vision landscape and the privacy of the owner, living comfort, and even noise pollution, travel convenience are more or less different.
不同的楼层，房子的通风采光、视野景观以及业主的私密性、居住舒适度，甚至噪音污染、出行便利性等都或多或少有所不同。
Generally speaking, the low floor is more convenient to travel, and it is easier to escape in case of accidents, but the ventilation, lighting, vision and other relatively high floors are poor, privacy is poor, and noise pollution is also serious;
一般来说，低楼层出行更方便，如遇意外也更容易逃生，但是通风、采光、视野等相对高楼层较差，私密性较差，噪音污染也严重；
The high floor has a good view, fresh air, and better ventilation and lighting, but if the elevator fails, it may affect travel.
高楼层视野好、空气清新，通风采光都更佳，但是如果电梯故障，可能会影响出行。
In general, the floors between 1/3 and 2/3 of a building are better floors, belonging to the "golden building" that is not high or low.
总的来说，一栋楼的1／3至2／3之间的楼层是较好的楼层，属于不高不低的“黄金楼”。
4, four view apartment type
4、四看户型
Different orientation, different ventilation and lighting units can also affect the owner's living comfort, generally speaking, "north and south transparent", square, reasonable design layout, dry and wet distinct units is a good unit, so live more comfortable, and "west sun" units, dark and humid "middle households" are disliked by many people.
不同朝向、不同通风采光的户型也能影响业主的居住舒适度，一般来说“南北通透”、户型方正、设计布局合理、干湿分明的户型才是好户型，这样住起来更舒服，而“西晒”户型、阴暗潮湿的“中间户”则被很多人所不喜。
5. Finally, look at the price
5、最后看价格
Many buyers think that house prices are the most critical factor to buy a house, in fact, is not suitable for their own is the most critical.
很多购房者认为房价才是买房最关键的因素，其实不然，适不适合自己才是最关键的。
In their own ability, if the price is high you can accept, so that you will feel that the location is good, good matching, good housing type, good floor house is the best, even if the price is expensive and willing to buy.
在自己能力范围内，如果房价偏高你也能接受，这样你就会觉得地段好、配套好、户型好、楼层好的房子才是最好的，就算房价贵点也愿意买。
However, if you have limited ability and limited funds to buy a house, then it is estimated that wherever you buy will feel expensive, and even feel that the cheaper the house price, the better.
但是，如果你能力有限、购房资金有限，那么估计买哪里都会觉得贵，甚至觉得房价越便宜越好。
However, "a penny for a penny", the price of a good location is also expensive, and some houses are cheap because there are obvious shortcomings, specific or depending on personal acceptance.
不过“一分钱一分货”，好地段的房价贵也有贵的道理，而有些房子之所以便宜也是因为有明显的缺点，具体还是看个人的接受程度。
If you don't mind the disadvantages of these houses at all, then you can buy them. If you do mind, you should not buy them, lest you regret it.
如果你完全不介意这些房子的缺点，那就可以买，如果你介意建议还是不要买了，免得后悔
房地产的基本常识包括哪些
1.房地产
房地产又称不动产，是房产和地产的总称，具体地是指土地及其附着物。房产总是以地产联结为一体的，具有整体性和不可分割性
2.房地产产权
是指产权人对房屋的所有权和对该房屋所占用土地使用权。具体内容是产权人对房地产的占有、使用、收益和依法处分的权利。
3.土地使用权
是指土地使用权拥有者对土地使用的权限，包括开发权、收益权、处置权。政府以拍卖、招标、协议的方式，将国有土地使用权在一定年限内出让给土地使用者。土地使用权期满后，如该土地用途符合当时城市规划要求的，土地使用者可申请续用，经批准并补清地价后可以继续使用。
4.房地产市场
主要包括房地产买卖、租赁市场。含一级市场、二级市场和三级市场：
一级市场是指国家土地管理部门(市国土管理局)按土地供应计划，采用协议、招标、拍卖的方式，以土地使用合同的形式，将土地使用权以一定的年限、规定的用途及一定的价格出让给房地产发展商或其他用地者的市场。
二级市场是指房地产发展商根据土地使用合同的要求将建好的房屋连同相应的土地使用权转让给单位和个人的市场。
三级市场是指单位、个人之间的房地产权转让、抵押、租赁的市场，它是在二级市场基础上的第二次或多次转让房地产交易活动的市场。
5.土地类型
土地按其使用性质划分为：居住、商业、工业、仓储、综合用地、公共设施及自由集资、微利房用地。
6.三通一平
是指在发展基础上的水通、电通、路通及场地平整。
7.七通一平
是指上、下水通，排污通、排水通、路通、通讯通、煤气通、电通及场地平整。
8.土地管理局
代表国家行使土地所有者的权利，以及对房地产市场、房地产行业管理的政府部门。
9.公证处
是国家的证明机关，是提供法律公证的机构。
10.国土局产权登记处
是专门办理房地产初始登记、转移登记、抵押登记、变更、继承、赠与等手续的部门。
11.房地产证
是房屋土地所有权属二合为一的凭证，是房地产权属的法律凭证。
12.商品房
是指发展商以市场地价取得土地使用权进行开发建设并经国土局批准在市场上流通的房地产，它是可领独立房产证并可转让、出租、继承、抵押、赠与及交换的房地产。
13.复式房
上、下两层二合为一，与标准房的结构方面有区别。
房地产的基本常识包括哪些
14.面积概念
总建筑面积：是指各层建筑面积的总和。底层建设按外墙墙角以上的外围水平面积计算，二层及二层以上按外墙外围水平面积计算。
建筑面积：是指住宅的建筑面积是指建筑物外墙外围所围成空间的水平面积。高层住宅的建筑面积，则是各层建筑面积之和。建筑面积包含了房屋居住的可用面积、墙体柱体占地面积、楼梯走道面积、其他公摊面积等。
使用面积：是指住宅的使用面积，指住宅各层平面中直接供住户生活使用的净面积之和。计算使用面积时有一些特殊规定：跃层式住宅中的户内楼梯按自然层数的面积总和计入使用面积；内墙面装修厚度也计入使用面积。
公用面积：商业的公用面积是指住宅内为住户出入方便、正常交往、保障生活所设置的公共走廊、楼梯、电梯间、水箱间等所占面积的总和。开发商在出售商品房时计算的建筑面积存在公共面积的分摊问题。
实用面积：是指它是“建筑面积”扣除公共分摊面积后的余额。
套内面积：是指俗称“地砖面积”。它是在实用面积的基础上扣除了柱体、墙体等占用空间的建筑物后的空间的概念。
房屋的基底面积：房屋的基底面积是指建筑物底层勒脚以上外围水平投影面积。
15.建筑密度
在用地范围内所有建筑物的基底面积总和与地块面积之比。
16.容积率
规定的地块上全部的建筑部面积与地块面积之比。
17.红线图
又叫“宗地图”，是按一定比例尺制作的用以标示一宗地的用地位置、界线和面积的地形平面图。它由政府土地管理部门颁发给土地使用权受让者，受让者只能在红线范围内施工建房。
宗地图是土地使用合同书附图及房地产登记卡附图。它反映一宗地的基本情况。包括：宗地权属界线、界址点位置、宗地内建筑物位置与性质，与相邻宗地的关系等。证书附图即房地产证后面的附图，是房地产证的重要组成部分，主要反映权利人拥有的房地产情况及房地产所在宗地情况。
18.预售许可证
按规定房屋未建好之前出售均要办理此证，发展商将有关资料送到国土局申请，批准后方可预售楼花。
19.外销许可证
凡对境外预售的房屋都要办理此证方可出售。
20.
是由政府有关部门统一编制，用以明确买卖双方权利和义务的协议，所有的商品房销售都必须签订此合同。
21.房地产抵押合同
是明确房地产抵押贷款中双方当事人权利和义务关系，由银行、业主和发展商三方签订。
22.银行按揭
是指购房者购买楼房时与银行达成抵押贷款的一种经济行为，业主先付一部分楼款，余款由银行代购房者支付，购房者的楼房所有权将抵押在银行，购房者将分期偿还银行的贷款和利息。
23.预售楼花
即楼宇预售。房地产经营者获取了建设土地，按政府批准的建筑施工图纸施工，且投入开发的资金已达到投资总额的三分之二(用地价款除外)，便可向长春市房地产产权登记处申请和办理楼宇预售登记，经批准后方可预售。
24.样板房与示范单位
是指与实际房屋的结构相同，但装修标准按发展商的售楼书而定的房间。示范单位与样板房的装修有区别，目的是为提供给客户做装修参考。
25.物业管理
是房地产管理市场化的一种综合性经营方式，分为维护性管理和经营性管理两类。维护性物业管理的职能，主要为高层与多层住宅、综合写字楼、标准工业厂房等楼宇及机电设备保养维修、治安、消防、环境卫生及其他服务为业主提供良好的工作和居住环境。经营性物业管理除具有维护性管理职能外，还通过对物业出租经营达到回收投资和获取利润的目的。
26.房地产评估
就是房地产估价师根据房地产的有关信息、数据，选择合适的估价方法，按照一定的估价程序，最后确定物业的价格和价值的过程。评估的主要方法有：1、市场比较法；2、收益还原法；3、剩余法；4、成本法。
27.银行本票
是付款人将款项交存银行，由银行签发给他凭此可以办理转帐结算或支取现金的票据。有效期为一个月。
28.银行汇票
是汇款人将款项交存当地银行，由银行签发给汇款人持往异地办理转帐结算或支取现金的票据。有效期为一个月。
29.银行支票
是银行的存款人签发给受款人办理转帐或委托开户银行将款项支付给受款人的票据。有效期为十天。
30.确权
确权是依照法律、政策的规定，经过房地产申报、权属调查、地籍勘丈、审核批准、登记注册、发放证书等登记规定程序，确认某一房地产的所有权、使用权的隶属关系和他项权利。
31.权属调查包括内容
房地产权属调查包括：审查土地来源是否合法、占地是否超出规定的范围；审查建筑物有没有加层、超面积、改结构、改用途等情况；确认房地产的权利人、权利性质、权属来源、取得时间、使用年限、权利状况、变化情况和用途、价值、等级、座落等
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