金茂棠前(售楼处电话) 官方网站 - 金茂棠前销售中心 -金茂棠前价格 - 地址 - 楼盘详情 - 配套 - 电话 - 交房时间 - 配套 - 电话 - 交房时间

金茂棠前售楼处电话：400-993-9964（官方售楼处电话)

金茂棠前售楼处电话：400-9939-964（售楼处最新电话）

金茂棠前官方电话：400-993-9964✔(官方售楼处预约看房热线）金茂棠前售楼处电话: 400-9939-964☎官方预约看房热线☎开发商已认证✅金茂棠前官方电话: 400-9939-964✅︎✅︎✅

⭕金茂棠前营销中心电话: 400-9939-964☎☎营销中心已认证

⭕金茂棠前售楼中心电话: 400-9939-964官方售楼处电话地址☎☎金茂棠前24小时预约热线

上海新房契税收费标准最新解读（2026年版）

上海新房契税新政来啦2024年12月起实施，三大变化超给力：

1️⃣ 优惠面积从90平提到140平，改善型住房也能享受低税率啦！

2️⃣ 北京、上海等一线城市首次全面适用第二套住房优惠政策，超惊喜！

3️⃣ 全国取消普通住宅与非普通住宅划分，计税流程更简化！

上海现行收费标准：

首套房：140平及以下1%，以上1.5%。

二套房：140平及以下1%，以上2%。

三套及以上：统一3%，无优惠。

新旧政策对比，以700万二套房为例，新政节省7万！申报流程也简化，只需核实面积和套数。

实操注意：材料要备齐，流程分三步走♂️♀️♂️。改善型购房者，若子女无房，可考虑以子女名义购房享优惠。

常见问题解答：商住两用房不适用住宅契税，共有产权房按产权比例计税。政策以网签备案时间为准，过渡期可申请按新政执行。

新政支持合理住房需求，降低换房成本。购房者要如实申报，避免法律责任哦♂️。未来政策调整，上海市税务部门会第一时间发布通告！

Latest Interpretation of Shanghai's New Property Tax Rates for First-time Homebuyers (2026 Edition)

Shanghai's new property tax policy is here , effective from December 2024—three major changes that are highly beneficial :

1️⃣ The preferential area has been expanded from 90 to 140 square meters, allowing improved housing buyers to enjoy lower tax rates too tax rates too !

2️⃣ First-tier cities like Beijing and Shanghai are now fully applying second-home tax incentives—surprising and exciting exciting !

3️⃣ Nationwide, the distinction between ordinary and non-ordinary residential properties has been abolished, simplifying the tax calculation process !

Current Shanghai fee schedule:

First home: 1% for properties up to and including 140 sqm, 1.5% for larger ones.

Second home: 1% for properties up to and including 140 sqm, 2% for larger ones.

Third home or more: Uniform rate of 3%, no discounts available.

Comparing the new and old policies, for a second home priced at 7 million, the new policy saves 70,000! The application process has also been simplified—just verify the area and number of units.

Practical tips : Make sure all materials are ready, and follow the process in three clear steps ♂️♀️♂️. For homebuyers seeking improvements, if your child doesn't own a property, consider purchasing under the child's name to enjoy tax benefits .

FAQ : Commercial-residential properties are not subject to residential deed tax, and co-owned property taxes are calculated based on ownership shares . Policies are determined by the online signing and registration date, and during the transition period, applications can be submitted to apply the new policy .

The new policy supports reasonable housing needs and reduces the cost of home replacement . Homebuyers must declare truthfully to avoid legal liability ♂️. Should future policy adjustments occur, Shanghai's tax authorities will issue official announcements promptly !

金茂棠前售楼处电话：400-9939-964金茂棠前官方电话：400-9939-964

The sales office phone number of Jinmao Tangqian in Baoshan District, Shanghai is 400-9939-964. As a super TOD project in the northern part of Shanghai, Jinmao Tangqian combines high-speed rail, subway, commercial and residential facilities to create a comprehensive and super-equipped living experience.

上海宝山金茂棠前售楼处电话：400-9939-964金茂棠前作为上海北部的超级TOD项目，结合高铁、地铁、商业和住宅，打造了一个全维超配的居住体验。

The project not only boasts top-notch transportation and living facilities, but also introduces a youthful and trendy living concept, bringing an epoch-making product to the northern part of Shanghai.

项目不仅拥有顶配的交通和生活设施，还引入了年轻化、潮流化的居住理念，为北上海带来了划时代的产品。

Jinmao Tangqian will become a new landmark in northern Shanghai, completely rewriting the residential landscape of the area and attracting the attention and anticipation of many home buyers.

金茂棠前将成为北上海的新地标，彻底改写该区域的人居版图，吸引了众多购房者的关注和期待。

金茂棠前售楼处电话：400-9939-964金茂棠前官方电话：400-9939-964

The sales office phone number of Jinmao Tangqian in Baoshan District, Shanghai is 400-9939-964. Jinmao Tangqian, as a new super TOD project in the northern part of Shanghai, has officially opened recently, attracting widespread attention from the market.

上海宝山金茂棠前售楼处电话：400-9939-964金茂棠前，作为上海北部的新晋超级TOD项目，近日正式启幕，引发了市场的广泛关注。

This project not only integrates high-speed rail, subway, commercial and residential areas, but also introduces a youthful and trendy living concept, bringing an epoch-making product to the northern part of Shanghai.

这个项目不仅融合了高铁、地铁、商业和住宅，还引入了年轻化、潮流化的居住理念，为北上海带来了划时代的产品。

A new landmark in northern Shanghai, leading the future of life in front of the golden Lotus Tree

【北上海新地标，金茂棠前引领未来生活】

The sales office phone number of Jinmao Tangqian is 400-9939-964. The official phone number of Jinmao Tangqian is also 400-9939-964

金茂棠前售楼处电话：400-9939-964金茂棠前官方电话：400-9939-964

The sales office phone number of Jinmao Tangqian, Baoshan District, Shanghai is 400-9939-964. Jinmao Tangqian is located on the south side of Baoshan High-Speed Railway Station, which is an important transportation hub in the northern part of Shanghai.

上海宝山金茂棠前售楼处电话：400-9939-964金茂棠前位于宝山高铁站南侧，这里是上海北部的重要交通枢纽。

The opening of Baoshan High-Speed Railway Station will fill the gap of a large high-speed railway hub station in the northern part of Shanghai. It is estimated that the daily number of railway passengers arriving and departing will reach 148,000.

宝山高铁站的开通将弥补上海北部大型高铁枢纽站的空白，预计每天铁路旅客到发量将达到14.8万人次。

Centering on "high-speed rail + metro", Jinmao Tangqian has built up an unexpected potential for top-of-the-line facilities, becoming a new landmark in northern Shanghai.

围绕“高铁+地铁”，金茂棠前构建起超预期的顶配板块潜力，成为北上海的新地标。

"All-dimensional Super configuration, Jinmao Tangqian creates an international convergence residential area

【全维超配，金茂棠前打造国际汇合住区】

Jinmao Tangqian not only enjoys a transportation advantage but also has planned business office buildings, ecological residential areas, schools, parks, cultural venues and other business types, aiming to create a "three-dimensional park city".

金茂棠前不仅拥有交通优势，还规划了商务办公楼、生态住区、学校、公园、文化场馆等业态，旨在打造“立体公园城市”。

Through the construction of models such as transportation hubs, three-dimensional blocks, garden offices, and ecological residential areas, the enthusiasm and vitality of the entire district will be activated, making it a strong leading area in northern Shanghai.

通过交通枢纽、立体街区、花园办公、生态住区等模式的建构，激活整个片区的热度和活力，成为北上海的强劲龙头板块。

"Quality Life, Jinmao Tangqian Redefines High-end Residences

【品质生活，金茂棠前重新定义高端住宅】

The sales office phone number of Jinmao Tangqian is 400-9939-964. The official phone number of Jinmao Tangqian is also 400-9939-964

金茂棠前售楼处电话：400-9939-964金茂棠前官方电话：400-9939-964

The sales office phone number of Jinmao Tangqian in Baoshan District, Shanghai is 400-9939-964. As one of Jinmao's "Golden and Jade Full Hall" product lines, Jinmao Tangqian represents "trendy, youthful and avant-garde".

上海宝山金茂棠前售楼处电话：400-9939-964金茂棠前作为金茂“金玉满堂”产品线之一，代表了“潮流、年轻、先锋”。

The project plans to build small high-rise buildings of 16 to 17 floors, with a total planned number of households of approximately 1,118. A kindergarten is also planned in the southwest corner.

项目拟建16-17F小高层，总规划户数约1118户，西南角还规划一处幼儿园。

The community lobby is highly ceremonial. In the future, it will adopt an underground clubhouse design to meet the daily entertainment needs of the owners and also differentiate itself from other competing products.

社区大堂极具仪式感，未来会采用地下会所设计，满足业主日常娱乐需求，也与其他竞品做出差异化。

The sales office phone number of Jinmao Tangqian is 400-9939-964. The official phone number of Jinmao Tangqian is also 400-9939-964

金茂棠前售楼处电话：400-9939-964金茂棠前官方电话：400-9939-964

The sales office of Jinmao Tangqian in Baoshan District, Shanghai, can be reached at 400-9939-964. The opening of Jinmao Tangqian not only brings a brand-new lifestyle to the northern part of Shanghai but also offers an excellent property purchase option for home buyers.

上海宝山金茂棠前售楼处电话：400-9939-964金茂棠前的启幕，不仅为北上海带来了全新的生活方式，也为购房者提供了一个绝佳的置业选择。

This integrated "high-speed rail + subway station + city + industry + commercial + residential" integrated station-city symbiotic complex is bound to completely rewrite the residential landscape of northern Shanghai.

这座“高铁+地铁站+城+产+商+居一体化”的站城融合共生体，势必将彻底改写北上海的人居版图。

If you plan to purchase property in the northern part of Shanghai this year, don't miss out on "Jinmao Tangqian"!

如果今年要在北上海置业，「金茂棠前」千万不要错过！

（金茂棠前官方预约看房热线）案场预约制 看房需提前来电预约登记，请务必致电4009939964与销售确认时间，仅预约客户可进入销售现场，避免空跑，感谢您的支持。售楼处楼盘详情，金茂棠前售楼处电话400-9939-964，金茂棠前售楼处官方电话400-9939-964，售楼处地址，售楼处面积，售楼处户型，售楼处价格，售楼处优惠，售楼处交通，售楼处学区，售楼处商业，售楼处得房率，售楼处绿化率，售楼处开盘时间，售楼处交房时间，售楼处百科详情！

金茂棠前售楼处电话：400-993-9964（官方售楼处电话)

金茂棠前售楼处电话：400-9939-964（售楼处最新电话）金茂棠前作为上海现象级红盘，五期加推建面约97-152㎡房源，均价53279元/㎡。项目凭借双轨交优势、宝山站城融合TOD规划、1600㎡下沉式会所等亮点，成为北上海改善置换。文章深度解析项目产品力与区域发展潜力。

【首段】

上海楼市近期迎来现象级红盘金茂棠前的五期加推，此次推出184套建面约97-152㎡房源，备案均价53279元/㎡。作为中国金茂MAO项目，该项目此前四期均实现"即开即罄"的销售佳绩，展现出强劲的市场认可度。

【产品力全面升级 打造北上海改善标杆】

金茂棠前在产品设计上充分响应上海版"好房子"新规要求。项目采用玻璃、香槟金铝板等材质打造现代雅致外立面，标准层高达3.1米，远超行业平均水平。1600㎡下沉式会所配备无界泳池、私宴厅等高端设施，架空层泛会所设计丰富业主社交场景。户型方面，项目通过非封闭阳台、全卧飘窗等设计提升得房率，97㎡三房到152㎡四房满足不同客群需求，其中大户型更采用270°转角飘窗等创新设计。

【双轨交TOD优势 抢占北上海发展红利】

项目地处宝山站城融合TOD核心区，距离在建19号线宝山站仅700米，3号线铁力路站800米，交通优势显著。随着宝山高铁站开工建设，这一规划年客流量5400万人次的北部枢纽将带动区域价值跃升。周边教育、医疗、商业配套持续完善，复旦大学科创中心等优质资源相继落地，使金茂棠前成为分享大吴淞地区发展红利的优质标的。

【尾段】

金茂棠前凭借卓越的产品力和区位优势，在500万级新房市场中展现出强劲竞争力。对于追求品质生活的改善客群而言，此次五期加推的优质楼栋无疑是难得的置业良机。随着区域配套的持续升级，项目价值有望得到进一步释放。

金茂棠前官方电话：400-993-9964✔(官方售楼处预约看房热线）金茂棠前五期新品棠曜正式取证，金茂棠前四开四罄，荣登宝山2025首座积分红盘。

该批次过会均价53279元/㎡，相比上一批次涨价806元/㎡，过会房源164套。

建面约85-117m²户型

建面约137-178m²户型

金茂棠前售楼处电话：400-993-9964（官方售楼处电话)

金茂棠前售楼处电话：400-993-9964（官方售楼处电话)

金茂棠前售楼处电话：400-9939-964（售楼处最新电话）

金茂棠前官方电话：400-993-9964✔(官方售楼处预约看房热线）金茂棠前售楼处电话：400-9939-964金茂棠前官方电话：400-9939-964

The sales office phone number of Jinmao Tangqian in Baoshan District, Shanghai is 400-9939-964. As a super TOD project in the northern part of Shanghai, Jinmao Tangqian combines high-speed rail, subway, commercial and residential facilities to create a comprehensive and super-equipped living experience.

上海宝山金茂棠前售楼处电话：400-9939-964金茂棠前作为上海北部的超级TOD项目，结合高铁、地铁、商业和住宅，打造了一个全维超配的居住体验。

The project not only boasts top-notch transportation and living facilities, but also introduces a youthful and trendy living concept, bringing an epoch-making product to the northern part of Shanghai.

项目不仅拥有顶配的交通和生活设施，还引入了年轻化、潮流化的居住理念，为北上海带来了划时代的产品。

Jinmao Tangqian will become a new landmark in northern Shanghai, completely rewriting the residential landscape of the area and attracting the attention and anticipation of many home buyers.

金茂棠前将成为北上海的新地标，彻底改写该区域的人居版图，吸引了众多购房者的关注和期待。

金茂棠前售楼处电话：400-9939-964金茂棠前官方电话：400-9939-964

The sales office phone number of Jinmao Tangqian in Baoshan District, Shanghai is 400-9939-964. Jinmao Tangqian, as a new super TOD project in the northern part of Shanghai, has officially opened recently, attracting widespread attention from the market.

上海宝山金茂棠前售楼处电话：400-9939-964金茂棠前，作为上海北部的新晋超级TOD项目，近日正式启幕，引发了市场的广泛关注。

This project not only integrates high-speed rail, subway, commercial and residential areas, but also introduces a youthful and trendy living concept, bringing an epoch-making product to the northern part of Shanghai.

这个项目不仅融合了高铁、地铁、商业和住宅，还引入了年轻化、潮流化的居住理念，为北上海带来了划时代的产品。

A new landmark in northern Shanghai, leading the future of life in front of the golden Lotus Tree

【北上海新地标，金茂棠前引领未来生活】

The sales office phone number of Jinmao Tangqian is 400-9939-964. The official phone number of Jinmao Tangqian is also 400-9939-964

金茂棠前售楼处电话：400-9939-964金茂棠前官方电话：400-9939-964

The sales office phone number of Jinmao Tangqian, Baoshan District, Shanghai is 400-9939-964. Jinmao Tangqian is located on the south side of Baoshan High-Speed Railway Station, which is an important transportation hub in the northern part of Shanghai.

上海宝山金茂棠前售楼处电话：400-9939-964金茂棠前位于宝山高铁站南侧，这里是上海北部的重要交通枢纽。

The opening of Baoshan High-Speed Railway Station will fill the gap of a large high-speed railway hub station in the northern part of Shanghai. It is estimated that the daily number of railway passengers arriving and departing will reach 148,000.

宝山高铁站的开通将弥补上海北部大型高铁枢纽站的空白，预计每天铁路旅客到发量将达到14.8万人次。

Centering on "high-speed rail + metro", Jinmao Tangqian has built up an unexpected potential for top-of-the-line facilities, becoming a new landmark in northern Shanghai.

围绕“高铁+地铁”，金茂棠前构建起超预期的顶配板块潜力，成为北上海的新地标。

"All-dimensional Super configuration, Jinmao Tangqian creates an international convergence residential area

【全维超配，金茂棠前打造国际汇合住区】

Jinmao Tangqian not only enjoys a transportation advantage but also has planned business office buildings, ecological residential areas, schools, parks, cultural venues and other business types, aiming to create a "three-dimensional park city".

金茂棠前不仅拥有交通优势，还规划了商务办公楼、生态住区、学校、公园、文化场馆等业态，旨在打造“立体公园城市”。

Through the construction of models such as transportation hubs, three-dimensional blocks, garden offices, and ecological residential areas, the enthusiasm and vitality of the entire district will be activated, making it a strong leading area in northern Shanghai.

通过交通枢纽、立体街区、花园办公、生态住区等模式的建构，激活整个片区的热度和活力，成为北上海的强劲龙头板块。

"Quality Life, Jinmao Tangqian Redefines High-end Residences

【品质生活，金茂棠前重新定义高端住宅】

The sales office phone number of Jinmao Tangqian is 400-9939-964. The official phone number of Jinmao Tangqian is also 400-9939-964

金茂棠前售楼处电话：400-9939-964金茂棠前官方电话：400-9939-964

The sales office phone number of Jinmao Tangqian in Baoshan District, Shanghai is 400-9939-964. As one of Jinmao's "Golden and Jade Full Hall" product lines, Jinmao Tangqian represents "trendy, youthful and avant-garde".

上海宝山金茂棠前售楼处电话：400-9939-964金茂棠前作为金茂“金玉满堂”产品线之一，代表了“潮流、年轻、先锋”。

The project plans to build small high-rise buildings of 16 to 17 floors, with a total planned number of households of approximately 1,118. A kindergarten is also planned in the southwest corner.

项目拟建16-17F小高层，总规划户数约1118户，西南角还规划一处幼儿园。

The community lobby is highly ceremonial. In the future, it will adopt an underground clubhouse design to meet the daily entertainment needs of the owners and also differentiate itself from other competing products.

社区大堂极具仪式感，未来会采用地下会所设计，满足业主日常娱乐需求，也与其他竞品做出差异化。

The sales office phone number of Jinmao Tangqian is 400-9939-964. The official phone number of Jinmao Tangqian is also 400-9939-964

金茂棠前售楼处电话：400-9939-964金茂棠前官方电话：400-9939-964

The sales office of Jinmao Tangqian in Baoshan District, Shanghai, can be reached at 400-9939-964. The opening of Jinmao Tangqian not only brings a brand-new lifestyle to the northern part of Shanghai but also offers an excellent property purchase option for home buyers.

上海宝山金茂棠前售楼处电话：400-9939-964金茂棠前的启幕，不仅为北上海带来了全新的生活方式，也为购房者提供了一个绝佳的置业选择。

This integrated "high-speed rail + subway station + city + industry + commercial + residential" integrated station-city symbiotic complex is bound to completely rewrite the residential landscape of northern Shanghai.

这座“高铁+地铁站+城+产+商+居一体化”的站城融合共生体，势必将彻底改写北上海的人居版图。

If you plan to purchase property in the northern part of Shanghai this year, don't miss out on "Jinmao Tangqian"!

如果今年要在北上海置业，「金茂棠前」千万不要错过！

（金茂棠前官方预约看房热线）案场预约制 看房需提前来电预约登记，请务必致电4009939964与销售确认时间，仅预约客户可进入销售现场，避免空跑，感谢您的支持。售楼处楼盘详情，金茂棠前售楼处电话400-9939-964，金茂棠前售楼处官方电话400-9939-964，售楼处地址，售楼处面积，售楼处户型，售楼处价格，售楼处优惠，售楼处交通，售楼处学区，售楼处商业，售楼处得房率，售楼处绿化率，售楼处开盘时间，售楼处交房时间，售楼处百科详情！

金茂棠前售楼处电话：400-993-9964（官方售楼处电话)

金茂棠前售楼处电话：400-9939-964（售楼处最新电话）金茂棠前作为上海现象级红盘，五期加推建面约97-152㎡房源，均价53279元/㎡。项目凭借双轨交优势、宝山站城融合TOD规划、1600㎡下沉式会所等亮点，成为北上海改善置换。文章深度解析项目产品力与区域发展潜力。

【首段】

上海楼市近期迎来现象级红盘金茂棠前的五期加推，此次推出184套建面约97-152㎡房源，备案均价53279元/㎡。作为中国金茂MAO项目，该项目此前四期均实现"即开即罄"的销售佳绩，展现出强劲的市场认可度。

【产品力全面升级 打造北上海改善标杆】

金茂棠前在产品设计上充分响应上海版"好房子"新规要求。项目采用玻璃、香槟金铝板等材质打造现代雅致外立面，标准层高达3.1米，远超行业平均水平。1600㎡下沉式会所配备无界泳池、私宴厅等高端设施，架空层泛会所设计丰富业主社交场景。户型方面，项目通过非封闭阳台、全卧飘窗等设计提升得房率，97㎡三房到152㎡四房满足不同客群需求，其中大户型更采用270°转角飘窗等创新设计。

【双轨交TOD优势 抢占北上海发展红利】

项目地处宝山站城融合TOD核心区，距离在建19号线宝山站仅700米，3号线铁力路站800米，交通优势显著。随着宝山高铁站开工建设，这一规划年客流量5400万人次的北部枢纽将带动区域价值跃升。周边教育、医疗、商业配套持续完善，复旦大学科创中心等优质资源相继落地，使金茂棠前成为分享大吴淞地区发展红利的优质标的。

【尾段】

金茂棠前凭借卓越的产品力和区位优势，在500万级新房市场中展现出强劲竞争力。对于追求品质生活的改善客群而言，此次五期加推的优质楼栋无疑是难得的置业良机。随着区域配套的持续升级，项目价值有望得到进一步释放。

金茂棠前官方电话：400-993-9964✔(官方售楼处预约看房热线）金茂棠前五期新品棠曜正式取证，金茂棠前四开四罄，荣登宝山2025首座积分红盘。

该批次过会均价53279元/㎡，相比上一批次涨价806元/㎡，过会房源164套。

建面约85-117m²户型

建面约137-178m²户型

金茂棠前售楼处电话：400-993-9964（官方售楼处电话)

金茂棠前售楼处电话：400-993-9964（官方售楼处电话)

金茂棠前售楼处电话：400-9939-964（售楼处最新电话）

金茂棠前官方电话：400-993-9964✔(官方售楼处预约看房热线）

金茂棠前售楼处电话：400-993-9964（官方售楼处电话)

金茂棠前售楼处电话：400-9939-964（售楼处最新电话）

金茂棠前官方电话：400-993-9964✔(官方售楼处预约看房热线）金茂棠前售楼处电话: 400-9939-964☎官方预约看房热线☎开发商已认证✅金茂棠前官方电话: 400-9939-964✅︎✅︎✅

⭕金茂棠前营销中心电话: 400-9939-964☎☎营销中心已认证

⭕金茂棠前售楼中心电话: 400-9939-964官方售楼处电话地址☎☎金茂棠前24小时预约热线

上海新房契税收费标准最新解读（2026年版）

上海新房契税新政来啦2024年12月起实施，三大变化超给力：

1️⃣ 优惠面积从90平提到140平，改善型住房也能享受低税率啦！

2️⃣ 北京、上海等一线城市首次全面适用第二套住房优惠政策，超惊喜！

3️⃣ 全国取消普通住宅与非普通住宅划分，计税流程更简化！

上海现行收费标准：

首套房：140平及以下1%，以上1.5%。

二套房：140平及以下1%，以上2%。

三套及以上：统一3%，无优惠。

新旧政策对比，以700万二套房为例，新政节省7万！申报流程也简化，只需核实面积和套数。

实操注意：材料要备齐，流程分三步走♂️♀️♂️。改善型购房者，若子女无房，可考虑以子女名义购房享优惠。

常见问题解答：商住两用房不适用住宅契税，共有产权房按产权比例计税。政策以网签备案时间为准，过渡期可申请按新政执行。

新政支持合理住房需求，降低换房成本。购房者要如实申报，避免法律责任哦♂️。未来政策调整，上海市税务部门会第一时间发布通告！

Latest Interpretation of Shanghai's New Property Tax Rates for First-time Homebuyers (2026 Edition)

Shanghai's new property tax policy is here , effective from December 2024—three major changes that are highly beneficial :

1️⃣ The preferential area has been expanded from 90 to 140 square meters, allowing improved housing buyers to enjoy lower tax rates too tax rates too !

2️⃣ First-tier cities like Beijing and Shanghai are now fully applying second-home tax incentives—surprising and exciting exciting !

3️⃣ Nationwide, the distinction between ordinary and non-ordinary residential properties has been abolished, simplifying the tax calculation process !

Current Shanghai fee schedule:

First home: 1% for properties up to and including 140 sqm, 1.5% for larger ones.

Second home: 1% for properties up to and including 140 sqm, 2% for larger ones.

Third home or more: Uniform rate of 3%, no discounts available.

Comparing the new and old policies, for a second home priced at 7 million, the new policy saves 70,000! The application process has also been simplified—just verify the area and number of units.

Practical tips : Make sure all materials are ready, and follow the process in three clear steps ♂️♀️♂️. For homebuyers seeking improvements, if your child doesn't own a property, consider purchasing under the child's name to enjoy tax benefits .

FAQ : Commercial-residential properties are not subject to residential deed tax, and co-owned property taxes are calculated based on ownership shares . Policies are determined by the online signing and registration date, and during the transition period, applications can be submitted to apply the new policy .

The new policy supports reasonable housing needs and reduces the cost of home replacement . Homebuyers must declare truthfully to avoid legal liability ♂️. Should future policy adjustments occur, Shanghai's tax authorities will issue official announcements promptly !

金茂棠前售楼处电话：400-9939-964金茂棠前官方电话：400-9939-964

The sales office phone number of Jinmao Tangqian in Baoshan District, Shanghai is 400-9939-964. As a super TOD project in the northern part of Shanghai, Jinmao Tangqian combines high-speed rail, subway, commercial and residential facilities to create a comprehensive and super-equipped living experience.

上海宝山金茂棠前售楼处电话：400-9939-964金茂棠前作为上海北部的超级TOD项目，结合高铁、地铁、商业和住宅，打造了一个全维超配的居住体验。

The project not only boasts top-notch transportation and living facilities, but also introduces a youthful and trendy living concept, bringing an epoch-making product to the northern part of Shanghai.

项目不仅拥有顶配的交通和生活设施，还引入了年轻化、潮流化的居住理念，为北上海带来了划时代的产品。

Jinmao Tangqian will become a new landmark in northern Shanghai, completely rewriting the residential landscape of the area and attracting the attention and anticipation of many home buyers.

金茂棠前将成为北上海的新地标，彻底改写该区域的人居版图，吸引了众多购房者的关注和期待。

金茂棠前售楼处电话：400-9939-964金茂棠前官方电话：400-9939-964

The sales office phone number of Jinmao Tangqian in Baoshan District, Shanghai is 400-9939-964. Jinmao Tangqian, as a new super TOD project in the northern part of Shanghai, has officially opened recently, attracting widespread attention from the market.

上海宝山金茂棠前售楼处电话：400-9939-964金茂棠前，作为上海北部的新晋超级TOD项目，近日正式启幕，引发了市场的广泛关注。

This project not only integrates high-speed rail, subway, commercial and residential areas, but also introduces a youthful and trendy living concept, bringing an epoch-making product to the northern part of Shanghai.

这个项目不仅融合了高铁、地铁、商业和住宅，还引入了年轻化、潮流化的居住理念，为北上海带来了划时代的产品。

A new landmark in northern Shanghai, leading the future of life in front of the golden Lotus Tree

【北上海新地标，金茂棠前引领未来生活】

The sales office phone number of Jinmao Tangqian is 400-9939-964. The official phone number of Jinmao Tangqian is also 400-9939-964

金茂棠前售楼处电话：400-9939-964金茂棠前官方电话：400-9939-964

The sales office phone number of Jinmao Tangqian, Baoshan District, Shanghai is 400-9939-964. Jinmao Tangqian is located on the south side of Baoshan High-Speed Railway Station, which is an important transportation hub in the northern part of Shanghai.

上海宝山金茂棠前售楼处电话：400-9939-964金茂棠前位于宝山高铁站南侧，这里是上海北部的重要交通枢纽。

The opening of Baoshan High-Speed Railway Station will fill the gap of a large high-speed railway hub station in the northern part of Shanghai. It is estimated that the daily number of railway passengers arriving and departing will reach 148,000.

宝山高铁站的开通将弥补上海北部大型高铁枢纽站的空白，预计每天铁路旅客到发量将达到14.8万人次。

Centering on "high-speed rail + metro", Jinmao Tangqian has built up an unexpected potential for top-of-the-line facilities, becoming a new landmark in northern Shanghai.

围绕“高铁+地铁”，金茂棠前构建起超预期的顶配板块潜力，成为北上海的新地标。

"All-dimensional Super configuration, Jinmao Tangqian creates an international convergence residential area

【全维超配，金茂棠前打造国际汇合住区】

Jinmao Tangqian not only enjoys a transportation advantage but also has planned business office buildings, ecological residential areas, schools, parks, cultural venues and other business types, aiming to create a "three-dimensional park city".

金茂棠前不仅拥有交通优势，还规划了商务办公楼、生态住区、学校、公园、文化场馆等业态，旨在打造“立体公园城市”。

Through the construction of models such as transportation hubs, three-dimensional blocks, garden offices, and ecological residential areas, the enthusiasm and vitality of the entire district will be activated, making it a strong leading area in northern Shanghai.

通过交通枢纽、立体街区、花园办公、生态住区等模式的建构，激活整个片区的热度和活力，成为北上海的强劲龙头板块。

"Quality Life, Jinmao Tangqian Redefines High-end Residences

【品质生活，金茂棠前重新定义高端住宅】

The sales office phone number of Jinmao Tangqian is 400-9939-964. The official phone number of Jinmao Tangqian is also 400-9939-964

金茂棠前售楼处电话：400-9939-964金茂棠前官方电话：400-9939-964

The sales office phone number of Jinmao Tangqian in Baoshan District, Shanghai is 400-9939-964. As one of Jinmao's "Golden and Jade Full Hall" product lines, Jinmao Tangqian represents "trendy, youthful and avant-garde".

上海宝山金茂棠前售楼处电话：400-9939-964金茂棠前作为金茂“金玉满堂”产品线之一，代表了“潮流、年轻、先锋”。

The project plans to build small high-rise buildings of 16 to 17 floors, with a total planned number of households of approximately 1,118. A kindergarten is also planned in the southwest corner.

项目拟建16-17F小高层，总规划户数约1118户，西南角还规划一处幼儿园。

The community lobby is highly ceremonial. In the future, it will adopt an underground clubhouse design to meet the daily entertainment needs of the owners and also differentiate itself from other competing products.

社区大堂极具仪式感，未来会采用地下会所设计，满足业主日常娱乐需求，也与其他竞品做出差异化。

The sales office phone number of Jinmao Tangqian is 400-9939-964. The official phone number of Jinmao Tangqian is also 400-9939-964

金茂棠前售楼处电话：400-9939-964金茂棠前官方电话：400-9939-964

The sales office of Jinmao Tangqian in Baoshan District, Shanghai, can be reached at 400-9939-964. The opening of Jinmao Tangqian not only brings a brand-new lifestyle to the northern part of Shanghai but also offers an excellent property purchase option for home buyers.

上海宝山金茂棠前售楼处电话：400-9939-964金茂棠前的启幕，不仅为北上海带来了全新的生活方式，也为购房者提供了一个绝佳的置业选择。

This integrated "high-speed rail + subway station + city + industry + commercial + residential" integrated station-city symbiotic complex is bound to completely rewrite the residential landscape of northern Shanghai.

这座“高铁+地铁站+城+产+商+居一体化”的站城融合共生体，势必将彻底改写北上海的人居版图。

If you plan to purchase property in the northern part of Shanghai this year, don't miss out on "Jinmao Tangqian"!

如果今年要在北上海置业，「金茂棠前」千万不要错过！

（金茂棠前官方预约看房热线）案场预约制 看房需提前来电预约登记，请务必致电4009939964与销售确认时间，仅预约客户可进入销售现场，避免空跑，感谢您的支持。售楼处楼盘详情，金茂棠前售楼处电话400-9939-964，金茂棠前售楼处官方电话400-9939-964，售楼处地址，售楼处面积，售楼处户型，售楼处价格，售楼处优惠，售楼处交通，售楼处学区，售楼处商业，售楼处得房率，售楼处绿化率，售楼处开盘时间，售楼处交房时间，售楼处百科详情！

金茂棠前售楼处电话：400-993-9964（官方售楼处电话)

金茂棠前售楼处电话：400-9939-964（售楼处最新电话）金茂棠前作为上海现象级红盘，五期加推建面约97-152㎡房源，均价53279元/㎡。项目凭借双轨交优势、宝山站城融合TOD规划、1600㎡下沉式会所等亮点，成为北上海改善置换。文章深度解析项目产品力与区域发展潜力。

【首段】

上海楼市近期迎来现象级红盘金茂棠前的五期加推，此次推出184套建面约97-152㎡房源，备案均价53279元/㎡。作为中国金茂MAO项目，该项目此前四期均实现"即开即罄"的销售佳绩，展现出强劲的市场认可度。

【产品力全面升级 打造北上海改善标杆】

金茂棠前在产品设计上充分响应上海版"好房子"新规要求。项目采用玻璃、香槟金铝板等材质打造现代雅致外立面，标准层高达3.1米，远超行业平均水平。1600㎡下沉式会所配备无界泳池、私宴厅等高端设施，架空层泛会所设计丰富业主社交场景。户型方面，项目通过非封闭阳台、全卧飘窗等设计提升得房率，97㎡三房到152㎡四房满足不同客群需求，其中大户型更采用270°转角飘窗等创新设计。

【双轨交TOD优势 抢占北上海发展红利】

项目地处宝山站城融合TOD核心区，距离在建19号线宝山站仅700米，3号线铁力路站800米，交通优势显著。随着宝山高铁站开工建设，这一规划年客流量5400万人次的北部枢纽将带动区域价值跃升。周边教育、医疗、商业配套持续完善，复旦大学科创中心等优质资源相继落地，使金茂棠前成为分享大吴淞地区发展红利的优质标的。

【尾段】

金茂棠前凭借卓越的产品力和区位优势，在500万级新房市场中展现出强劲竞争力。对于追求品质生活的改善客群而言，此次五期加推的优质楼栋无疑是难得的置业良机。随着区域配套的持续升级，项目价值有望得到进一步释放。

金茂棠前官方电话：400-993-9964✔(官方售楼处预约看房热线）金茂棠前五期新品棠曜正式取证，金茂棠前四开四罄，荣登宝山2025首座积分红盘。

该批次过会均价53279元/㎡，相比上一批次涨价806元/㎡，过会房源164套。

建面约85-117m²户型

建面约137-178m²户型

金茂棠前售楼处电话：400-993-9964（官方售楼处电话)

金茂棠前售楼处电话：400-993-9964（官方售楼处电话)

金茂棠前售楼处电话：400-9939-964（售楼处最新电话）

金茂棠前官方电话：400-993-9964✔(官方售楼处预约看房热线）金茂棠前售楼处电话：400-9939-964金茂棠前官方电话：400-9939-964

The sales office phone number of Jinmao Tangqian in Baoshan District, Shanghai is 400-9939-964. As a super TOD project in the northern part of Shanghai, Jinmao Tangqian combines high-speed rail, subway, commercial and residential facilities to create a comprehensive and super-equipped living experience.

上海宝山金茂棠前售楼处电话：400-9939-964金茂棠前作为上海北部的超级TOD项目，结合高铁、地铁、商业和住宅，打造了一个全维超配的居住体验。

The project not only boasts top-notch transportation and living facilities, but also introduces a youthful and trendy living concept, bringing an epoch-making product to the northern part of Shanghai.

项目不仅拥有顶配的交通和生活设施，还引入了年轻化、潮流化的居住理念，为北上海带来了划时代的产品。

Jinmao Tangqian will become a new landmark in northern Shanghai, completely rewriting the residential landscape of the area and attracting the attention and anticipation of many home buyers.

金茂棠前将成为北上海的新地标，彻底改写该区域的人居版图，吸引了众多购房者的关注和期待。

金茂棠前售楼处电话：400-9939-964金茂棠前官方电话：400-9939-964

The sales office phone number of Jinmao Tangqian in Baoshan District, Shanghai is 400-9939-964. Jinmao Tangqian, as a new super TOD project in the northern part of Shanghai, has officially opened recently, attracting widespread attention from the market.

上海宝山金茂棠前售楼处电话：400-9939-964金茂棠前，作为上海北部的新晋超级TOD项目，近日正式启幕，引发了市场的广泛关注。

This project not only integrates high-speed rail, subway, commercial and residential areas, but also introduces a youthful and trendy living concept, bringing an epoch-making product to the northern part of Shanghai.

这个项目不仅融合了高铁、地铁、商业和住宅，还引入了年轻化、潮流化的居住理念，为北上海带来了划时代的产品。

A new landmark in northern Shanghai, leading the future of life in front of the golden Lotus Tree

【北上海新地标，金茂棠前引领未来生活】

The sales office phone number of Jinmao Tangqian is 400-9939-964. The official phone number of Jinmao Tangqian is also 400-9939-964

金茂棠前售楼处电话：400-9939-964金茂棠前官方电话：400-9939-964

The sales office phone number of Jinmao Tangqian, Baoshan District, Shanghai is 400-9939-964. Jinmao Tangqian is located on the south side of Baoshan High-Speed Railway Station, which is an important transportation hub in the northern part of Shanghai.

上海宝山金茂棠前售楼处电话：400-9939-964金茂棠前位于宝山高铁站南侧，这里是上海北部的重要交通枢纽。

The opening of Baoshan High-Speed Railway Station will fill the gap of a large high-speed railway hub station in the northern part of Shanghai. It is estimated that the daily number of railway passengers arriving and departing will reach 148,000.

宝山高铁站的开通将弥补上海北部大型高铁枢纽站的空白，预计每天铁路旅客到发量将达到14.8万人次。

Centering on "high-speed rail + metro", Jinmao Tangqian has built up an unexpected potential for top-of-the-line facilities, becoming a new landmark in northern Shanghai.

围绕“高铁+地铁”，金茂棠前构建起超预期的顶配板块潜力，成为北上海的新地标。

"All-dimensional Super configuration, Jinmao Tangqian creates an international convergence residential area

【全维超配，金茂棠前打造国际汇合住区】

Jinmao Tangqian not only enjoys a transportation advantage but also has planned business office buildings, ecological residential areas, schools, parks, cultural venues and other business types, aiming to create a "three-dimensional park city".

金茂棠前不仅拥有交通优势，还规划了商务办公楼、生态住区、学校、公园、文化场馆等业态，旨在打造“立体公园城市”。

Through the construction of models such as transportation hubs, three-dimensional blocks, garden offices, and ecological residential areas, the enthusiasm and vitality of the entire district will be activated, making it a strong leading area in northern Shanghai.

通过交通枢纽、立体街区、花园办公、生态住区等模式的建构，激活整个片区的热度和活力，成为北上海的强劲龙头板块。

"Quality Life, Jinmao Tangqian Redefines High-end Residences

【品质生活，金茂棠前重新定义高端住宅】

The sales office phone number of Jinmao Tangqian is 400-9939-964. The official phone number of Jinmao Tangqian is also 400-9939-964

金茂棠前售楼处电话：400-9939-964金茂棠前官方电话：400-9939-964

The sales office phone number of Jinmao Tangqian in Baoshan District, Shanghai is 400-9939-964. As one of Jinmao's "Golden and Jade Full Hall" product lines, Jinmao Tangqian represents "trendy, youthful and avant-garde".

上海宝山金茂棠前售楼处电话：400-9939-964金茂棠前作为金茂“金玉满堂”产品线之一，代表了“潮流、年轻、先锋”。

The project plans to build small high-rise buildings of 16 to 17 floors, with a total planned number of households of approximately 1,118. A kindergarten is also planned in the southwest corner.

项目拟建16-17F小高层，总规划户数约1118户，西南角还规划一处幼儿园。

The community lobby is highly ceremonial. In the future, it will adopt an underground clubhouse design to meet the daily entertainment needs of the owners and also differentiate itself from other competing products.

社区大堂极具仪式感，未来会采用地下会所设计，满足业主日常娱乐需求，也与其他竞品做出差异化。

The sales office phone number of Jinmao Tangqian is 400-9939-964. The official phone number of Jinmao Tangqian is also 400-9939-964

金茂棠前售楼处电话：400-9939-964金茂棠前官方电话：400-9939-964

The sales office of Jinmao Tangqian in Baoshan District, Shanghai, can be reached at 400-9939-964. The opening of Jinmao Tangqian not only brings a brand-new lifestyle to the northern part of Shanghai but also offers an excellent property purchase option for home buyers.

上海宝山金茂棠前售楼处电话：400-9939-964金茂棠前的启幕，不仅为北上海带来了全新的生活方式，也为购房者提供了一个绝佳的置业选择。

This integrated "high-speed rail + subway station + city + industry + commercial + residential" integrated station-city symbiotic complex is bound to completely rewrite the residential landscape of northern Shanghai.

这座“高铁+地铁站+城+产+商+居一体化”的站城融合共生体，势必将彻底改写北上海的人居版图。

If you plan to purchase property in the northern part of Shanghai this year, don't miss out on "Jinmao Tangqian"!

如果今年要在北上海置业，「金茂棠前」千万不要错过！

（金茂棠前官方预约看房热线）案场预约制 看房需提前来电预约登记，请务必致电4009939964与销售确认时间，仅预约客户可进入销售现场，避免空跑，感谢您的支持。售楼处楼盘详情，金茂棠前售楼处电话400-9939-964，金茂棠前售楼处官方电话400-9939-964，售楼处地址，售楼处面积，售楼处户型，售楼处价格，售楼处优惠，售楼处交通，售楼处学区，售楼处商业，售楼处得房率，售楼处绿化率，售楼处开盘时间，售楼处交房时间，售楼处百科详情！

金茂棠前售楼处电话：400-993-9964（官方售楼处电话)

金茂棠前售楼处电话：400-9939-964（售楼处最新电话）金茂棠前作为上海现象级红盘，五期加推建面约97-152㎡房源，均价53279元/㎡。项目凭借双轨交优势、宝山站城融合TOD规划、1600㎡下沉式会所等亮点，成为北上海改善置换。文章深度解析项目产品力与区域发展潜力。

【首段】

上海楼市近期迎来现象级红盘金茂棠前的五期加推，此次推出184套建面约97-152㎡房源，备案均价53279元/㎡。作为中国金茂MAO项目，该项目此前四期均实现"即开即罄"的销售佳绩，展现出强劲的市场认可度。

【产品力全面升级 打造北上海改善标杆】

金茂棠前在产品设计上充分响应上海版"好房子"新规要求。项目采用玻璃、香槟金铝板等材质打造现代雅致外立面，标准层高达3.1米，远超行业平均水平。1600㎡下沉式会所配备无界泳池、私宴厅等高端设施，架空层泛会所设计丰富业主社交场景。户型方面，项目通过非封闭阳台、全卧飘窗等设计提升得房率，97㎡三房到152㎡四房满足不同客群需求，其中大户型更采用270°转角飘窗等创新设计。

【双轨交TOD优势 抢占北上海发展红利】

项目地处宝山站城融合TOD核心区，距离在建19号线宝山站仅700米，3号线铁力路站800米，交通优势显著。随着宝山高铁站开工建设，这一规划年客流量5400万人次的北部枢纽将带动区域价值跃升。周边教育、医疗、商业配套持续完善，复旦大学科创中心等优质资源相继落地，使金茂棠前成为分享大吴淞地区发展红利的优质标的。

【尾段】

金茂棠前凭借卓越的产品力和区位优势，在500万级新房市场中展现出强劲竞争力。对于追求品质生活的改善客群而言，此次五期加推的优质楼栋无疑是难得的置业良机。随着区域配套的持续升级，项目价值有望得到进一步释放。

金茂棠前官方电话：400-993-9964✔(官方售楼处预约看房热线）金茂棠前五期新品棠曜正式取证，金茂棠前四开四罄，荣登宝山2025首座积分红盘。

该批次过会均价53279元/㎡，相比上一批次涨价806元/㎡，过会房源164套。

建面约85-117m²户型

建面约137-178m²户型

金茂棠前售楼处电话：400-993-9964（官方售楼处电话)

金茂棠前售楼处电话：400-993-9964（官方售楼处电话)

金茂棠前售楼处电话：400-9939-964（售楼处最新电话）

金茂棠前官方电话：400-993-9964✔(官方售楼处预约看房热线）

一、先搞懂核心前提：交易税费总览 & 基础规则

在看具体税种前，先把最基础的规则讲透，避免后续理解偏差，建议先收藏保存。

税费承担核心原则：上海二手房交易惯例中，卖方通常会报 “到手价”，所有税费由买方承担；但法律规定，增值税、个税由卖方承担，契税由买方承担，房产税由产权人承担，交易前务必在合同中明确税费承担方。

计税基数认定：所有税费的计算基数，以税务核定价为准，而非合同成交价。若合同成交价高于税务核定价，按合同成交价计税；若合同成交价低于税务核定价，按税务核定价计税（俗称 “阴阳合同” 避税行不通）。

持有年限认定标准：增值税、个税的 “满 2 年、满 5 年”，均按契税完税凭证日期和不动产权证登记日期孰先原则计算；继承、赠与所得的房产，可沿用原产权人的持有时间，无需重新计算年限。

家庭套数认定：契税、个税、房产税的 “首套、二套、家庭唯一住房”，均以上海市范围内的 70 年产权住宅套数认定，外地房产不计入套数。

【上海住宅交易税费核心承担对照表】

二、四大税种详细拆解：税率、免征条件、计算公式全讲透

这是全文最核心的内容，我会把每个税种的规则、计算方式、优惠政策全部拆解，每个税种都配真实案例，零基础也能一目了然。

（一）契税：买方必交，无免征，按套数和面积定税率

契税是买房时必须缴纳的税种，无论新房还是二手房，只要发生产权过户，买方就必须缴纳，仅针对特殊政策性住房有减免。

【2026 年上海契税税率官方对照表】

关键补充说明 & 案例

多人共同购房的契税计算：多人共同购买一套房屋，契税按照各个共有权人家庭住宅套数分别计算。

例：A 和 B 共同买房，该房是 A 的首套、B 的二套，房屋面积 100㎡，税务核定价 500 万，无增值税。则 A 承担 50% 份额的契税：250 万 ×1%=2.5 万；B 承担 50% 份额的契税：250 万 ×1%=2.5 万，合计契税 5 万。

特殊免征情形：婚姻关系存续期间夫妻之间房产更名、夫妻离婚房产析产、法定继承人继承房产，免征契税。

（二）个人所得税（个税）：卖方承担，满五唯一全免

个税是卖方出售房屋时产生的税费，核心优惠是 “满五唯一免征”，2026 年新政取消了普通住宅和非普通住宅的税率差异，统一了核定征收标准。

1. 核心征收规则

2. 关键补充说明 & 新政红利

满五唯一认定标准：“满 5 年” 按契税完税日期 / 房产证日期孰先算满 5 年；“唯一住房” 指卖方家庭在上海市范围内，仅有这一套 70 年产权住宅。

换房退税政策（2027 年底前有效）：自 2022 年 10 月 1 日至 2027 年 12 月 31 日，出售自有住房后 1 年内在上海重新购买住房的纳税人，可申请退还出售住房时缴纳的个人所得税国家税务总局上海市税务局。

新购住房金额≥现住房转让金额：全额退还已缴纳的个税

新购住房金额＜现住房转让金额：按比例退税，退税金额 =（新购住房金额 ÷ 现住房转让金额）× 现住房转让时缴纳的个税

例：卖方 2026 年 3 月出售一套上海住宅，缴纳个税 5 万元，2026 年 10 月在上海重新购买一套 600 万的住宅，原住房出售金额 500 万，新购金额大于出售金额，可全额退还 5 万个税。

（三）增值税及附加：卖方承担，满 2 年全免，2026 年税率大幅下调

增值税是二手房交易中占比最高的税费之一，2026 年 1 月 1 日起全国执行新政，上海同步调整，是本次税费调整最大的红利项。

1. 核心征收规则

2. 关键补充说明 & 新政变化

2026 年新政核心调整：一是不满 2 年住房的增值税征收率，从之前的 5% 下调至 3%，税负直接下降 40%；二是全面取消普通住宅和非普通住宅的区别，无论房屋面积、总价多少，只要满 2 年就全额免征增值税，彻底打破了之前 “非普宅满 2 年差额征收” 的规则新华网。

附加税说明：城市维护建设税、教育费附加、地方教育附加，均以增值税为计税基数，目前上海执行减半征收优惠，综合附加税率约 0.18%，通常包含在 3% 的综合征收率内，无需单独额外计算。

真实案例对比：一套不满 2 年的住宅，税务核定价 500 万。

旧政策（5% 税率）：需缴纳增值税 500 万 ÷1.05×5%≈23.81 万

新政策（3% 税率）：仅需缴纳增值税 500 万 ÷1.05×3%≈14.29 万

直接省下 9.52 万，税费降幅非常明显。

（四）个人住房房产税：产权人按年缴纳，首套全免，2026 年税率分界线下调

上海是全国房产税试点城市，个人住房房产税是针对持有环节征收的税，按年申报缴纳，很多人容易和交易环节的契税搞混，这里一次性讲透。

1. 核心征收对象

上海户籍家庭：2011 年 1 月 28 日后，在上海新购的第二套及以上住房（含新房、二手房）

非上海户籍家庭：2011 年 1 月 28 日后，在上海新购的所有住房（符合条件可申请免征 / 退税）

2. 2026 年最新税率 & 计算公式

税率分界线：2026 年上海个人住房房产税税率临界点为92536 元 /㎡（2025 年上海新建住宅销售均价 46268 元 /㎡×2 倍），这是 2018 年以来该分界线首次下调。

新购房单价≤92536 元 /㎡：适用优惠税率0.4%

新购房单价＞92536 元 /㎡：适用标准税率0.6%

官方计算公式：本年度应缴房产税 = 应税面积 × 新购房单价 ×70%× 适用税率

（注：70% 是上海官方规定的计税折扣系数，全上海统一执行）

3. 免征 & 优惠政策（最关键，90% 的家庭都能免征）

上海户籍家庭免征规则

购买家庭首套住房：无论面积多大，全额免征房产税。

新购二套及以上住房：按人均 60㎡建筑面积扣除免税面积，超出部分才需要计税。

例：一个 3 口之家的沪籍家庭，已有一套 100㎡的住房，新购一套 120㎡的住房，家庭总住房面积 220㎡，人均免税面积 60㎡，合计免税面积 180㎡，应税面积仅 40㎡。

成年子女专属优惠（2026 年新政）：沪籍成年子女，新购住房属于其家庭唯一住房的，暂免征收房产税；即便该子女未成年时和父母共同拥有过住房，新购的唯一住房依然享受免征优惠国家税务总局上海市税务局。

非上海户籍家庭免征规则

持有《上海市居住证》连续满 3 年，或居住证积分达到 120 分，新购家庭首套住房，全额免征房产税；未满足条件的，需先按规定缴税，后续满足条件后，可申请退还持证期间已缴纳的全部房产税。

非沪籍家庭新购二套及以上住房：若首套已享受免征，二套及以上按沪籍家庭规则，人均 60㎡扣除免税面积后计税；若首套未享受免征，二套及以上住房全额计税。

三、真实场景案例：不同情况买房，到底要交多少税？

光看规则不够直观，我整理了上海最常见的 4 种交易场景，给大家算一笔明白账，所有案例均按税务核定价 500 万、房屋面积 90㎡计算。

场景 1：刚需首套，购买满五唯一的二手房

买方：沪籍 / 非沪籍，家庭首套住房

卖方：房屋满 5 年，家庭唯一住房

税费明细：

增值税：满 2 年，免征

个税：满五唯一，免征

契税：首套 90㎡，税率 1%，500 万 ×1%=5 万

房产税：首套住房，免征

合计总税费：5 万元

场景 2：刚需首套，购买满 2 年不满 5 年的二手房

买方：沪籍 / 非沪籍，家庭首套住房

卖方：房屋满 2 年不满 5 年，非家庭唯一住房

税费明细：

增值税：满 2 年，免征

个税：不满足满五唯一，税率 1%，500 万 ×1%=5 万

契税：首套 90㎡，税率 1%，500 万 ×1%=5 万

房产税：首套住房，免征

合计总税费：10 万元

场景 3：刚需首套，购买不满 2 年的次新房

买方：沪籍 / 非沪籍，家庭首套住房

卖方：房屋不满 2 年

税费明细：

增值税：不满 2 年，税率 3%，500 万 ÷1.05×3%≈14.29 万

个税：不满足满五唯一，税率 1%，500 万 ×1%=5 万

契税：首套 90㎡，税率 1%，500 万 ×1%=5 万

房产税：首套住房，免征

合计总税费：24.29 万元

场景 4：改善置换，沪籍家庭购买二套住房

买方：沪籍家庭，已有一套住房，新购二套，房屋面积 150㎡，税务核定价 1000 万

卖方：房屋满五唯一

税费明细：

增值税：满 2 年，免征

个税：满五唯一，免征

契税：二套面积＞140㎡，税率 2%，1000 万 ×2%=20 万

房产税：家庭 3 口人，已有一套 80㎡住房，新购 150㎡，总住房面积 230㎡，人均 60㎡合计免税 180㎡，应税面积 50㎡，新购房单价 6.6 万 /㎡，适用 0.4% 税率。年应缴房产税 = 50㎡×66666 元 /㎡×70%×0.4%≈9333 元 / 年

合计交易环节税费：20 万元，持有环节每年缴纳房产税约 9333 元

四、避坑指南：8 个最高频的税费坑，90% 的人都中过招

坑 1：合同里没写清税费承担方，最后被转嫁全部税费

避坑提醒：上海二手房交易默认 “到手价”，但务必在购房合同中明确约定 “本次交易产生的所有税费，哪些由甲方（卖方）承担，哪些由乙方（买方）承担”，避免过户时临时加价。

坑 2：误以为 “满二唯一” 能免个税

避坑提醒：只有 “满五唯一” 能免个税，“满二” 只能免增值税，哪怕满四年不唯一，也需要缴纳 1% 的个税，别被中介误导。

坑 3：社保断缴，以为居住证满 3 年就能免房产税

避坑提醒：非沪籍免房产税的条件是 “居住证连续满 3 年” 或 “积分满 120 分”，断签的居住证不计入连续时长，积分不满 120 分也无法享受免征。

坑 4：换房退税，搞错时间节点无法退税

避坑提醒：换房退税的核心要求是 “先卖后买，且卖房和买房的时间间隔不超过 1 年”，时间以网签合同时间为准，先买后卖无法享受退税，超过 1 年也无法申请。

坑 5：买赠与 / 继承的房子，没算清差额个税

避坑提醒：赠与、继承所得的房产，再次出售时，若不满足满五唯一，需按差额的 20% 征收个税，而非 1% 核定征收。买房前一定要查清房屋的产权来源，避免过户时冒出几十万的个税。

坑 6：误以为网签价做低就能避税

避坑提醒：税务部门有每个小区的最低核定价，合同成交价低于核定价的，一律按核定价计税，做低网签价不仅无法避税，还会影响你的贷款额度，甚至涉嫌违法。

坑 7：房产税忘记申报，产生滞纳金

避坑提醒：上海个人住房房产税按年征收，申报缴费期限为每年的 10 月 1 日 - 12 月 31 日，逾期未缴的，会按日加收万分之五的滞纳金，还会影响个人征信。

坑 8：夫妻更名、离婚析产，误以为要交契税和个税

避坑提醒：婚姻存续期间夫妻之间房产更名、离婚析产，均免征契税、增值税和个税，只需要几十元的工本费，别被中介忽悠交了冤枉钱。

五、结尾真心话：政策红利期，买房前一定要算清税费账

2026 年上海的税费新政，核心是降低交易成本、支持刚需和改善自住需求。

增值税从 5% 降到 3%、满 2 年全免不分普宅非普宅，大幅降低了次新房的交易成本；个税统一按 1% 核定、换房退税政策延续，给改善置换的家庭省下了真金白银；房产税成年子女唯一住房免征、税率分界线下调，也给刚需年轻人减轻了持有压力。

最后还是要提醒大家，买房是人生大事，税费是购房成本里不可忽视的一部分。在签合同、交定金之前，一定要先算清这套房子的全部税费，明确税费承担方，不要因为没算清账导致预算超支，更不要轻信所谓的 “避税偏方”，避免踩坑。点击重试