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How to choose between apartments and houses?
公寓和住宅如何进行选择？
The difference between commercial apartment and ordinary residence
商业公寓和普通住宅的区别
① Different years of ownership
①产权年限不同
First of all, there is no limit to the use time of houses, but the use time of land property rights is a number of years.
首先，房屋的使用时间是没有限制的，但土地产权的使用时间是有年限的。
Generally speaking, the tenure of land will be divided into 40 years, 50 years and 70 years, including 40 years for commercial land and 70 years for residential land.
一般来讲，土地使用年限会分为40年、50年和70年，其中，商业用地为40年，住宅用地为70年。
② Water and electricity charging standards are different
②水电收费标准不同
Residential houses belong to civil housing, and water and electricity charges shall be charged according to the standards for civil hydropower.
住宅属于民用住房，水电费按照民用水电的标准来收取；
The commercial apartment belongs to the commercial housing, water and electricity are charged in accordance with the standards of commercial water and electricity.
而商业公寓属于商用住房，水电费都是按照商业用水、用电的标准来收取的。
In the long run, residential utility bills can be half of the cost of commercial apartments.
长远来看，住宅的水电费支出会比商业公寓的支出节省一半。
③ Settlement of household registration regulations are different
③解决户口规定不同
Commercial apartments are projects built on commercial land and are commercial in nature, so they cannot solve the hukou problem.
商业公寓是在商业用地上建起来的项目，是商业性质，因而不能解决户口问题。
If it is residential, according to the different requirements of different regions, as long as certain conditions are met, buyers can solve the hukou problem.
如果是住宅的话，根据不同地区的不同要求，只要满足一定的条件，购房者是可以解决户口问题的。
④ Different living comfort
④居住舒适度不同
General housing for two ladder three or four households, fewer people, will not cause trouble to travel, privacy is better;
一般住宅为两梯三户或者四户，人员较少，不会对出行造成困扰，私密性也比较好；
The commercial apartment is usually two ladder ten households, or even more, the personnel is not only more and messy, security and privacy can not be well protected.
而商业公寓通常为两梯十户，甚至更多，人员不仅多而且杂乱，安全性和私密性都无法得到很好地保障。
The interest rate is different from the down payment
⑤利率和首付不同
If you plan to buy a commercial apartment loan, you need to handle in accordance with the provisions of commercial housing, the down payment ratio of the first suite is generally not less than 40%, and the loan interest rate is relatively higher.
如果打算贷款购买商业公寓，则需要按照商业住房的规定办理，首套房首付比例一般不低于40%，贷款利率相对也会高一些。
If you take out a loan to buy a home, the down payment is usually no less than 35%, but it can vary by region.
若是贷款购买住宅，首付比例通常不低于35%，但根据地区的差异，首付比例也会有所不同。
⑥ Different lighting conditions
⑥采光条件不同
Some commercial apartments have no Windows in the bathroom and kitchen, and the balcony is also an internal balcony, lighting conditions are not very good.
有些商业公寓的卫生间和厨房都没有窗户，而且阳台也是内阳台，采光条件并不是很好。
According to the provisions of the "residential building Design Code", the residential must meet the sunshine, lighting and other related conditions, so most of today's residential buildings are bright kitchen, lighting conditions will be much better than commercial apartments.
而根据《住宅建筑设计规范》的规定，住宅必须满足日照、采光等相关条件，因此现今的住宅大多都是明厨明卫，采光条件会比商业公寓好很多。
How to choose between commercial apartment and residential
如何选择商业公寓和普通住宅
① Ordinary housing: the land life is 70 years, generally living as a family unit, 2 rooms as the main force, and the quality grade is different.
①普通住宅：土地年限为70年，一般是以家庭为单位居住，2房为主力，品质档次高低不同。
Residents should pay attention to the living environment, greening, schools and other supporting facilities.
居住人群要看重居住环境，绿化，学校等配套。
Because it is a long-term residence, it is important to care about property costs, utilities and other expenses, convenient transportation is also very important, privacy is also relatively good, quiet and comfortable.
由于是长期居住，因此要关心物业费，水电费等开支，交通便利也很重要，私密性也比较好，安静且舒适。
② Commercial apartments: the land life is generally 40 or 50 years, and the hukou cannot be transferred.
②商业公寓：土地年限一般为40或者50年，不可迁户口。
The location is in a convenient location, and most of the apartments are decorated, that is, buy and live, saving the money and trouble of decoration.
位置处于交通便利的地段，而且公寓大多是带装修，即买即住，省去了装修的资金与麻烦。
To sum up, the commercial apartment belongs to the commercial and residential dual-use housing, and its property right nature is commercial, and the property right period is generally 40 or 50 years, while the property right of ordinary residential is 70 years.
综上所述，商业公寓属于商住两用房屋，其产权性质是属于商业，产权年限一般为40或50年，而普通住宅的产权则是70年。
In the long run, water and electricity costs for commercial and residential use are generally higher than those for ordinary homes, and business taxes are higher than those for future housing transactions.
从长远打算，商住两用的水电费用一般比普通住宅要高，而且以后房屋交易的话，商业税收也要高于普通住宅。
In addition, considering the traffic, living facilities and educational real estate population, small housing is preferred.
另外，考虑到交通车程、生活配套以及教育地产的人群，小户型住宅更是优选。
Because the policies vary from region to region, so in general, if there is no special living requirements and uses, residential is the best choice.
因为各个地区的政策不同，所以从总体来看，如果没有什么特别的居住要求和用途，住宅是最好的选择。
What is the process after the new house subscription bookmark?
新房认购书签完后序流程是什么？
1. Choose a room
1、选房
When a homebuyer wants to buy a house, he usually needs to first select a room, and generally enter a room when choosing a room, giving you a certain amount of time to determine which suite to buy.
当购房者想要买房了，通常他需要先排号进行选房，选房时一般要进入到一个房间内，给你一定的时间，确定购买哪套房。
Tips: Because the selection of housing time is relatively hasty, buyers need to prepare several houses as alternatives before the selection of houses, in case the desired house is chosen to go, can choose the second house you want as soon as possible.
小窍门：由于选房时间比较仓促，购房者需要在选房前多准备几套房子作为备选，以备心仪的房子被人选走之后，能尽快选到第二套想要的房子。
2. Sign the subscription
2、签订认购书
The "Commercial housing Subscription" is a document signed by the buyer and seller of commercial housing before signing the contract for pre-sale of commercial housing or the contract for sale of existing commercial housing, and is the preliminary confirmation of matters related to the transaction of housing between the two parties.
《商品房认购书》是商品房买卖双方在签订商品房预售合同或商品房现房买卖合同之前所签订的文书，是对双方交易房屋有关事宜的初步确认。
3. Pay the deposit
3、交定金
According to regulations, the amount of deposit shall be agreed upon by the parties, but shall not exceed 20% of the subject amount of the main contract.
按照规定：定金的数额由当事人约定，但不得超过主合同标的额的20%。
Tip: In practice, the amount and proportion of the deposit are formulated by the developer, but the proportion of the deposit must not exceed 20% of the total housing payment.
小窍门：实际操作中，定金的数额及比例由开发商制定，但缴纳定金的比例一定不会超过总房款的20%。
4, purchase qualification review
4、购房资质审核
To buy a new house, there are three forms of qualification review: self-sales, sales on behalf of other parties or channels.
买新房，购房资质审核有三种形式：自销、他方代为销售或渠道。
At present, the market is dominated by sales or channels on behalf of other parties. For example, after signing the subscription, materials should be handed over to the developer.
目前市场上以他方代为销售或渠道为主，以他方代为销售举例：签认购书后，要交材料给开发商。
The real estate consultant will input the housing information, price information and customer family information into the construction committee network against the original, submit it for review, and the results of 10 working days of general commercial housing.
置业顾问将房屋信息，价格信息，客户家庭信息对照原件录入建委网，提交审核，一般商品房10个工作日出结果。
5. Sign a house purchase contract
5、签订购房合同
After the verification of the purchase qualification, the buyer needs to sign a purchase contract with the developer.
购房资格核验审核通过后，购房者需要和开发商签订购房合同。
The purchase contract provided by each developer is different, but most of the content is the same.
每个开发商提供的购房合同有所不同，但大部分内容是相同。
Tips: The content of the house purchase contract includes the two parties agreed in the contract, the basic situation of the commercial housing, the price and payment method, the delivery and use of the commercial housing and conditions, the terms of public supporting facilities and equipment, the treatment of the area difference, the agreement on property rights registration, the liability for breach of contract, etc.
小窍门：购房合同内容包括合同约定的双方当事人、商品房基本状况、价款及支付方式、商品房交付使用方式及条件、公共配套设施设备条款、面积差异的处理、产权登记的约定、违约责任等。
6. Make a down payment
6、付首付
After signing the purchase contract, you can pay the down payment directly by swiping the card at the cashier's office in the sales office.
签订购房合同后，在售楼处的收款处，可以直接刷卡付首付。
What is the meaning of the real estate title certificate?
不动产权证是什么意思 是不是房产证？
What does a real estate title mean
不动产权证是什么意思
The real estate title certificate, also known as the "China Real Estate Title Certificate", is a real estate right certificate that is not allowed to move against the people of the People's Republic of China.
不动产权证，又称《中国不动产权证》，是一种针对中华人民共和国人民的不允许动的房产权利证明。
"Real Estate Title Certificate" refers to the real estate register certificate formulated by the Ministry of Land and Resources, which was officially implemented on March 1, 2015, and the Real estate register Certificate style "Real Estate Title Certificate" and "Real Estate Registration Certificate" formulated by the Ministry of Land and Resources was officially launched.
《不动产权证书》是指国土资部制定的不动产登记簿证，2015年3月1日正式施行，国土资部制定的不动产登记簿证样式《不动产权证书》、《不动产登记证明》正式启用。
The real estate title certificate is not the real estate ownership certificate
不动产权证是不是房产证
The real estate title certificate is not the real estate title certificate.
不动产权证不是房产证。
The real estate ownership certificate, the full name is the real estate ownership certificate of the People's Republic of China, referred to as the real estate certificate, is the right holder to enjoy the real property of the proof.
不动产权属证书，全名是中华人民共和国不动产权证书，简称不动产证，是权利人享有该不动产物权的证明。
The Real Estate Title Certificate refers to the real estate registration certificate formulated by the Ministry of Land and Resources, which was officially implemented on March 1, 2015. The Real estate Title Certificate and the Real Estate Registration Certificate formulated by the Ministry of Land and Resources were officially launched.
《不动产权证书》是指国土资源部制定的不动产登记簿证，2015年3月1日正式施行，国土资源部制定的不动产登记簿证样式《不动产权证书》、《不动产登记证明》正式启用。
The items recorded in the real estate ownership certificate shall be consistent with the real estate register;
不动产权属证书记载的事项，应当与不动产登记簿一致；
If the records are inconsistent, the real estate register shall prevail unless there is evidence to prove that there is a mistake in the real estate register.
记载不一致的，除有证据证明不动产登记簿确有错误外，以不动产登记簿为准。
The "real estate certificate" of urban residents will be replaced with "real estate certificate" one after another.
城市居民的“房产证”将陆续换发成“不动产证。
Real estate registration is a real right system established by the Property Law of the People's Republic of China, which refers to the fact that the real right of real estate and its changes are recorded in the real estate register by the state full-time department upon the application of the right holder or interested party.
不动产登记是《中华人民共和国物权法》确立的一项物权制度，是指经权利人或利害关系人申请，由国家专职部门将有关不动产物权及其变动事项记载于不动产登记簿的事实。
The real estate certificate has more detailed property rights than the real estate certificate, because the "real estate certificate" takes a circumvention attitude to the service life and house price, which are directly related to the interests of citizens, while the "real estate certificate" clearly stipulates the "starting and ending date" and the house acquisition price for the service life, so that the transaction is transparent and clear.
不动产证比房产证产权内容更详细，因“房产证”对房屋使用年限和房屋价格采取了规避态度，这两点是直接与公民利益相关，“不动产证”则对使用年限进行了明确规定“起和止日期”和房屋取得价格，让交易透明化、明确化。
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