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项目整体采用围合式布局与首层全架空设计，旨在提升社区通透感与公共活动空间。
07-01地块：占地约3.96万方，容积率3.2，限高100米，规划9栋25-32层高层住宅，主力户型为约225-280㎡环幕大平层，总户数约794户。社区内配置高端会所，西侧大户型区域规划大型下沉式庭院，以景观构架串联楼栋，形成私密而连贯的园林盛景。
04-01地块：占地约4.19万方，容积率2.9，限高80米，规划11栋16-27层高层住宅，产品面积段更为丰富，涵盖约120-238㎡户型。
交通方面，除现有7号线后滩站外，在建的19号线将设德州路站，紧邻九宫格住区，未来可实现双轨交汇，1站即达前滩太古里。自驾则倚仗南北高架与龙耀路隧道，快速通勤全市。
1. First, understand the core premise: Overview of Transaction Taxes & Basic Rules
一、先搞懂核心前提：交易税费总览 & 基础规则
Before delving into specific tax types, it is essential to thoroughly explain the most fundamental rules to avoid subsequent misunderstandings. It is recommended to save this for later reference.
在看具体税种前，先把最基础的规则讲透，避免后续理解偏差，建议先收藏保存。
Core principle of tax burden: In the practice of Shanghai's second-hand house transactions, the seller usually reports the "received price", and all taxes are borne by the buyer.
税费承担核心原则：上海二手房交易惯例中，卖方通常会报 “到手价”，所有税费由买方承担；
However, according to the law, value-added tax and individual income tax are borne by the seller, deed tax is borne by the buyer, and property tax is borne by the property owner. It is necessary to clearly define the tax burden in the contract before the transaction.
但法律规定，增值税、个税由卖方承担，契税由买方承担，房产税由产权人承担，交易前务必在合同中明确税费承担方。
Tax calculation base determination: The calculation base of all taxes is based on the tax authority's valuation, not the contract transaction price.
计税基数认定：所有税费的计算基数，以税务核定价为准，而非合同成交价。
If the contract transaction price is higher than the tax authority's valuation, tax is calculated based on the contract transaction price;
若合同成交价高于税务核定价，按合同成交价计税；
if the contract transaction price is lower than the tax authority's valuation, tax is calculated based on the tax authority's valuation (commonly known as "dual contract tax avoidance, which is ineffective").
若合同成交价低于税务核定价，按税务核定价计税（俗称 “阴阳合同” 避税行不通）。
Holding period determination standard: For "2 years and 5 years" of VAT and individual income tax, the calculation is based on the earlier date of the deed tax payment certificate and the property ownership certificate registration date;
持有年限认定标准：增值税、个税的 “满 2 年、满 5 年”，均按契税完税凭证日期和不动产权证登记日期孰先原则计算；
for inherited or gifted properties, the holding period of the original property owner can be used without recalculating the period.
继承、赠与所得的房产，可沿用原产权人的持有时间，无需重新计算年限。
Family housing count determination: For "first home, second home, and family's only residence" of deed tax, individual income tax, and property tax, it is determined based on the 70-year property ownership in Shanghai. Properties outside the city are not included in the count.
家庭套数认定：契税、个税、房产税的 “首套、二套、家庭唯一住房”，均以上海市范围内的 70 年产权住宅套数认定，外地房产不计入套数。
【Core Tax Burden Table for Shanghai Residential Transactions】
【上海住宅交易税费核心承担对照表】
Tax type Statutory Burden Party Core Collection Threshold Core Changes in 2026 New Policy
税种 法定承担方 核心征收门槛 2026 年新政核心变化
Deed Tax Buyer Based on the number of purchased houses and house area, with no exemption (except for special policies) The tax rate for second-home housing is reduced, and it is consistent with the first-home tax rate gradient
契税 买方 按购房套数、房屋面积定税率，无免征（特殊政策除外） 二套住房税率下调，与首套梯度一致
Individual Income Tax Seller Exempt for 2 years and 5 years of ownership, otherwise calculated at 1% Abolish the tax rate difference between ordinary and non-ordinary residences, calculate uniformly at 1%
个人所得税 卖方 满五唯一免征，否则按 1% 核定征收 取消普宅 / 非普宅税率差异，统一按 1% 核定
Value-added Tax and Additional Taxes Seller Exempt for 2 years, 3% for less than 2 years Tax rate from 5% to 3%, eliminating the difference between ordinary and non-ordinary residences
增值税及附加 卖方 满 2 年免征，不满 2 年按 3% 征收 征收率从 5% 降至 3%，取消普宅 / 非普宅差异
Personal Housing Property Tax Property Owner Annual collection, exempt for the first home, taxed for the second home and above based on the excess area Tax rate boundary is lowered to 92,536 yuan per square meter, and the only property of adult children is exempted
个人住房房产税 产权人 按年征收，首套免征，二套及以上按超出面积计税 税率分界线下调至 92536 元 /㎡，成年子女唯一住房暂免
II. Detailed Breakdown of Four Major Tax Types: Rules, Exemption Conditions, and Calculation Formula
二、四大税种详细拆解：税率、免征条件、计算公式全讲透
This is the core content of the entire text. I will explain the rules, calculation methods, and preferential policies of each tax type, and provide real cases for each tax type. Even with no prior knowledge, you can understand it clearly.
这是全文最核心的内容，我会把每个税种的规则、计算方式、优惠政策全部拆解，每个税种都配真实案例，零基础也能一目了然。
(1) Property Tax: The buyer must pay this tax. There is no exemption. The tax rate is determined based on the number of units and the area.
（一）契税：买方必交，无免征，按套数和面积定税率
Property tax is a tax that must be paid when purchasing a property. Whether it's a new house or a second-hand house, as long as the property rights transfer occurs, the buyer must pay it. Only for special policy-based housing, there is a reduction in the tax.
契税是买房时必须缴纳的税种，无论新房还是二手房，只要发生产权过户，买方就必须缴纳，仅针对特殊政策性住房有减免。
【Official Tax Rate Table for Shanghai in 2026】
【2026 年上海契税税率官方对照表】
Number of Households Purchasing Properties Building Area of House Applicable Tax Rate Calculation Formula
购房家庭套数 房屋建筑面积 适用税率 计算公式
First Home of a Family ≤140㎡ 1% [(Tax Calculation Price - Value Added Tax) × 1%]
家庭首套住房 ≤140㎡ 1% （税务核定价 - 增值税）×1%
First Home of a Family >140㎡ 1.5% [(Tax Calculation Price - Value Added Tax) × 1.5%]
家庭首套住房 ＞140㎡ 1.5% （税务核定价 - 增值税）×1.5%
Second Home of a Family ≤140㎡ 1% [(Tax Calculation Price - Value Added Tax) × 1%]
家庭第二套住房 ≤140㎡ 1% （税务核定价 - 增值税）×1%
Second Home of a Family >140㎡ 2% [(Tax Calculation Price - Value Added Tax) × 2%]
家庭第二套住房 ＞140㎡ 2% （税务核定价 - 增值税）×2%
Third Home and Above of a Family Regardless of Area Size 3% [(Tax Calculation Price - Value Added Tax) × 3%]
家庭第三套及以上住房 无论面积大小 3% （税务核定价 - 增值税）×3%
Key Supplementary Notes & Examples
关键补充说明 & 案例
Tax Calculation for Joint Purchasers: For a house purchased jointly by multiple people, the tax is calculated separately for each co-owner's household.
多人共同购房的契税计算：多人共同购买一套房屋，契税按照各个共有权人家庭住宅套数分别计算。
Example: A and B jointly purchase a house. This house is A's first home and B's second home. The house area is 100㎡, the tax calculation price is 5 million yuan, and there is no value-added tax.
例：A 和 B 共同买房，该房是 A 的首套、B 的二套，房屋面积 100㎡，税务核定价 500 万，无增值税。
Then A bears 50% of the tax share: 2.5 million yuan × 1% = 25,000 yuan;
则 A 承担 50% 份额的契税：250 万 ×1%=2.5 万；
B bears 50% of the tax share: 2.5 million yuan × 1% = 25,000 yuan, totaling tax of 50,000 yuan.
B 承担 50% 份额的契税：250 万 ×1%=2.5 万，合计契税 5 万。
Special Exemption Situations: Property name change between spouses during marriage, property division due to divorce, and inheritance of property by legal heirs, are exempt from tax.
特殊免征情形：婚姻关系存续期间夫妻之间房产更名、夫妻离婚房产析产、法定继承人继承房产，免征契税。
(II) Personal Income Tax (Individual Tax): Paid by the Seller, Full Exemption for Properties with Five Years of Ownership and Only One Home
（二）个人所得税（个税）：卖方承担，满五唯一全免
Individual Tax is the tax incurred by the seller when selling a house. The core benefit is "Five Years and Only One Home Exemption", and the tax rate difference between ordinary residences and non-ordinary residences was cancelled in the 2026 new policy, and the核定征收 standard was unified.
个税是卖方出售房屋时产生的税费，核心优惠是 “满五唯一免征”，2026 年新政取消了普通住宅和非普通住宅的税率差异，统一了核定征收标准。
1. Core Collection Rules
1. 核心征收规则
Housing Ownership Status Applicable Tax Rate Calculation Formula
房屋持有情况 适用税率 计算公式
Full Five-Year Unique (Holding for 5 years + sole family residence) 0% Exemption
满五唯一（持有满 5 年 + 家庭唯一住房） 0% 免征
Not Meeting Full Five-Year Unique (Less than 5 years / Holding for 5 years but not unique) 1% (Assessed Collection) Tax Calculation Price × 1%
不满足满五唯一（不满 5 年 / 满 5 年不唯一） 1%（核定征收） 税务核定价 ×1%
Special Circumstances: Sale of Properties Gained Through Gifts/Inheritance 20% (Difference Collection) ((Tax Calculation Price - Original House Purchase Cost - Reasonable Expenses) × 20%)
特殊情形：赠与 / 继承所得房产出售 20%（差额征收） （税务核定价 - 原购房成本 - 合理费用）×20%
2. Key Supplementary Explanations & New Policy Benefits
2. 关键补充说明 & 新政红利
Full Five-Year Unique Identification Criteria: "5 years" is calculated based on the earlier of the deed tax payment date or the property certificate date;
满五唯一认定标准：“满 5 年” 按契税完税日期 / 房产证日期孰先算满 5 年；
"sole residence" means that the seller's family has only this 70-year-tenure residential property within the Shanghai area.
“唯一住房” 指卖方家庭在上海市范围内，仅有这一套 70 年产权住宅。
Exchange-Back Tax Relief Policy (Valid until the end of 2027): From October 1, 2022 to December 31, 2027, taxpayers who sell their own property and purchase a new one within one year in Shanghai can apply for a refund of the personal income tax paid. The tax authority of Shanghai Tax Bureau.
换房退税政策（2027 年底前有效）：自 2022 年 10 月 1 日至 2027 年 12 月 31 日，出售自有住房后 1 年内在上海重新购买住房的纳税人，可申请退还出售住房时缴纳的个人所得税国家税务总局上海市税务局。
Newly Purchased Housing Amount ≥ Current Housing Transfer Amount: Full refund of the paid individual income tax
新购住房金额≥现住房转让金额：全额退还已缴纳的个税
Newly Purchased Housing Amount < Current Housing Transfer Amount: Proportional tax refund, tax refund amount = (Newly Purchased Housing Amount ÷ Current Housing Transfer Amount) × Income Tax Paid at the Time of Current Housing Transfer
新购住房金额＜现住房转让金额：按比例退税，退税金额 =（新购住房金额 ÷ 现住房转让金额）× 现住房转让时缴纳的个税
Example: The seller sold a residential property in Shanghai in March 2026 and paid 50,000 yuan in individual income tax. In October 2026, they purchased a 6 million yuan residential property in Shanghai. The original housing transfer amount was 5 million yuan. The newly purchased amount was greater than the transfer amount, and a full refund of 50,000 yuan in individual income tax can be obtained.
例：卖方 2026 年 3 月出售一套上海住宅，缴纳个税 5 万元，2026 年 10 月在上海重新购买一套 600 万的住宅，原住房出售金额 500 万，新购金额大于出售金额，可全额退还 5 万个税。
(III) Value-Added Tax and Additional Taxes: Paid by the Seller. Full exemption for 2 years.
（三）增值税及附加：卖方承担，满 2 年全免，2026 年税率大幅下调
The tax rate was significantly reduced in 2026 and adjusted simultaneously in Shanghai as part of this tax adjustment, making it the biggest benefit item of this tax adjustment.
增值税是二手房交易中占比最高的税费之一，2026 年 1 月 1 日起全国执行新政，上海同步调整，是本次税费调整最大的红利项。
1. Core Collection Rules
1. 核心征收规则
Housing Holding Situation Applicable Tax Rate Calculation Formula
房屋持有情况 适用税率 计算公式
Held for 2 years or more (including 2 years) 0% Full exemption from value-added tax and surcharges
持有满 2 年（含 2 年） 0% 全额免征增值税及附加
Held for less than 2 years 3% (Value-added Tax Collection Rate) Tax calculation price ÷ 1.05 × 3%
持有不满 2 年 3%（增值税征收率） 税务核定价 ÷1.05×3%
2. Key Supplementary Notes & New Policy Changes
2. 关键补充说明 & 新政变化
Core Adjustment of the 2026 New Policy: First, the value-added tax collection rate for housing held for less than 2 years has been reduced from the previous 5% to 3%, resulting in a direct tax burden reduction of 40%;
2026 年新政核心调整：一是不满 2 年住房的增值税征收率，从之前的 5% 下调至 3%，税负直接下降 40%；
Second, the distinction between ordinary residences and non-ordinary residences has been completely abolished. Regardless of the house area or total price, as long as it has been held for 2 years, full exemption from value-added tax will be granted, completely breaking the previous rule of "differential taxation for non-ordinary residences after 2 years" as reported by Xinhuanet.
二是全面取消普通住宅和非普通住宅的区别，无论房屋面积、总价多少，只要满 2 年就全额免征增值税，彻底打破了之前 “非普宅满 2 年差额征收” 的规则新华网。
Additional Tax Explanation: Urban Maintenance and Construction Tax, Education Fee Surcharge, and Local Education Surcharge are all based on the value-added tax as the tax base. Currently, Shanghai implements a half-rate reduction policy, and the comprehensive surcharge rate is approximately 0.18%, which is usually included in the 3% comprehensive collection rate, and there is no need for separate additional calculation.
附加税说明：城市维护建设税、教育费附加、地方教育附加，均以增值税为计税基数，目前上海执行减半征收优惠，综合附加税率约 0.18%，通常包含在 3% 的综合征收率内，无需单独额外计算。
Real Case Comparison: A housing held for less than 2 years with a tax calculation price of 5 million yuan.
真实案例对比：一套不满 2 年的住宅，税务核定价 500 万。
Old Policy (5% Tax Rate): The value-added tax to be paid is 5 million yuan ÷ 1.05 × 5% ≈ 23,810 yuan
旧政策（5% 税率）：需缴纳增值税 500 万 ÷1.05×5%≈23.81 万
New Policy (3% Tax Rate): Only the value-added tax to be paid is 5 million yuan ÷ 1.05 × 3% ≈ 14,290 yuan
新政策（3% 税率）：仅需缴纳增值税 500 万 ÷1.05×3%≈14.29 万
Direct savings of 95,200 yuan, the tax reduction is very significant.
直接省下 9.52 万，税费降幅非常明显。
(4) Personal Housing Property Tax: The owner pays annually. The first home is fully exempt. The tax rate boundary line for 2026 will be lowered.
（四）个人住房房产税：产权人按年缴纳，首套全免，2026 年税率分界线下调
Shanghai is a national pilot city for property tax. Personal housing property tax is a tax levied at the holding stage and is declared and paid annually. Many people easily confuse it with the deed tax at the transaction stage.
上海是全国房产税试点城市，个人住房房产税是针对持有环节征收的税，按年申报缴纳，很多人容易和交易环节的契税搞混，这里一次性讲透。
Here, we will explain it in detail once and for all.
1. Core Tax-Payer Categories
1. 核心征收对象
For Shanghai户籍 families: Any second or subsequent housing purchase made in Shanghai after January 28， 2011 (including new and second-hand properties)
上海户籍家庭：2011 年 1 月 28 日后，在上海新购的第二套及以上住房（含新房、二手房）
For non-Shanghai户籍 families： All housing purchases made in Shanghai after January 28， 2011 (applicable for exemption / tax refund if eligible)
非上海户籍家庭：2011 年 1 月 28 日后，在上海新购的所有住房（符合条件可申请免征 / 退税）
2. Latest Tax Rates & Calculation Formula for 2026
2. 2026 年最新税率 & 计算公式
Tax Rate Boundary： The critical tax rate threshold for Shanghai's personal housing property tax in 2026 is 92，536 yuan per square meter (2 times the average price of new residential properties in Shanghai in 2025， which was 46，268 yuan per square meter). This is the first reduction of this boundary since 2018.
税率分界线：2026 年上海个人住房房产税税率临界点为92536 元 /㎡（2025 年上海新建住宅销售均价 46268 元 /㎡×2 倍），这是 2018 年以来该分界线首次下调。
New purchase unit price ≤ 92，536 yuan per square meter： Applicable preferential tax rate of 0.4%
新购房单价≤92536 元 /㎡：适用优惠税率0.4%
New purchase unit price > 92，536 yuan per square meter： Applicable standard tax rate of 0.6%
新购房单价＞92536 元 /㎡：适用标准税率0.6%
Official Calculation Formula： The amount of property tax to be paid this year = taxable area × new purchase unit price × 70% × applicable tax rate
官方计算公式：本年度应缴房产税 = 应税面积 × 新购房单价 ×70%× 适用税率
(Note： 70% is the tax calculation discount coefficient set by the Shanghai government， uniformly applied throughout the city)
（注：70% 是上海官方规定的计税折扣系数，全上海统一执行）
3. Exemption & Preferential Policies (Most Important， 90% of families can be exempted)
3. 免征 & 优惠政策（最关键，90% 的家庭都能免征）
Exemption Rules for Shanghai户籍 families
上海户籍家庭免征规则
For the first housing purchase of a family： Regardless of the area， full exemption of property tax is applicable.
购买家庭首套住房：无论面积多大，全额免征房产税。
For new purchases of two or more housing units： Deduct the exempted area based on the average 60 square meters per person of the family， and only the excess part needs to be taxed.
新购二套及以上住房：按人均 60㎡建筑面积扣除免税面积，超出部分才需要计税。
Example： A 3-person family with one 100-square-meter housing unit and a new 120-square-meter housing unit， with a total housing area of 220 square meters， the average exempted area is 60 square meters， and the total exempted area is 180 square meters， while the taxable area is only 40 square meters.
例：一个 3 口之家的沪籍家庭，已有一套 100㎡的住房，新购一套 120㎡的住房，家庭总住房面积 220㎡，人均免税面积 60㎡，合计免税面积 180㎡，应税面积仅 40㎡。
Exclusive Discount for Adult Children (New Policy in 2026)： For Shanghai户籍 adult children， if the newly purchased housing is their family's only housing， no property tax will be levied； even if the child had jointly owned housing with parents when they were minors， the newly purchased only housing will still enjoy exemption.
成年子女专属优惠（2026 年新政）：沪籍成年子女，新购住房属于其家庭唯一住房的，暂免征收房产税；
The State Taxation Administration of Shanghai Tax Bureau.
即便该子女未成年时和父母共同拥有过住房，新购的唯一住房依然享受免征优惠国家税务总局上海市税务局。
Exemption Rules for non-Shanghai户籍 families
非上海户籍家庭免征规则
If holding a valid Shanghai residence permit for at least 3 years， or with a residence permit score of 120， for the first housing purchase of a family， full exemption of property tax is applicable； those not meeting the conditions need to pay taxes as required first， and can apply for a refund of all property taxes paid during the period after meeting the conditions.
持有《上海市居住证》连续满 3 年，或居住证积分达到 120 分，新购家庭首套住房，全额免征房产税；
Exemption Rules for new purchases of two or more housing units by non-沪籍 families： If the first housing purchase has enjoyed exemption， the second and subsequent housing units are taxed based on the rule for Shanghai户籍 families， deducting the exempted area of 60 square meters per person； if the first housing purchase did not enjoy exemption， the second and subsequent housing units are taxed in full.
未满足条件的，需先按规定缴税，后续满足条件后，可申请退还持证期间已缴纳的全部房产税。
III. Real-life Case Examples： How Much Tax Will Be Paid for Different Housing Purchases?
非沪籍家庭新购二套及以上住房：若首套已享受免征，二套及以上按沪籍家庭规则，人均 60㎡扣除免税面积后计税；
Just looking at the rules is not intuitive enough.
若首套未享受免征，二套及以上住房全额计税。
I have compiled the most common 4 transaction scenarios in Shanghai for you to calculate a clear account.
三、真实场景案例：不同情况买房，到底要交多少税？
All cases are calculated based on a tax valuation of 5 million yuan and a housing area of 90 square meters.
光看规则不够直观，我整理了上海最常见的 4 种交易场景，给大家算一笔明白账，所有案例均按税务核定价 500 万、房屋面积 90㎡计算。
Scene 1: Essential housing, purchasing a second-hand house that has been owned for five years and is the family's only property.
场景 1：刚需首套，购买满五唯一的二手房
Buyer: Local resident / Non-local resident, family's first housing purchase.
买方：沪籍 / 非沪籍，家庭首套住房
Seller: The house has been owned for five years and is the family's only property.
卖方：房屋满 5 年，家庭唯一住房
Tax details:
税费明细：
Value-added tax: 2 years or more, exempt.
增值税：满 2 年，免征
Individual income tax: 500,000 yuan is exempt for a second-hand house that is five years old and the family's only property.
个税：满五唯一，免征
Stamp duty: For the first housing purchase of 90 square meters, the tax rate is 1%, 500,000 yuan × 1% = 5,000 yuan.
契税：首套 90㎡，税率 1%，500 万 ×1%=5 万
Property tax: Exempt for the first housing purchase.
房产税：首套住房，免征
Total taxes: 50,000 yuan.
合计总税费：5 万元
Scene 2: Essential housing, purchasing a second-hand house that has been owned for more than two years but less than five years.
场景 2：刚需首套，购买满 2 年不满 5 年的二手房
Buyer: Local resident / Non-local resident, family's first housing purchase.
买方：沪籍 / 非沪籍，家庭首套住房
Seller: The house has been owned for more than two years but less than five years, and it is not the family's only property.
卖方：房屋满 2 年不满 5 年，非家庭唯一住房
Tax details:
税费明细：
Value-added tax: 2 years or more, exempt.
增值税：满 2 年，免征
Individual income tax: Not meeting the condition of five years old and unique, the tax rate is 1%, 500,000 yuan × 1% = 5,000 yuan.
个税：不满足满五唯一，税率 1%，500 万 ×1%=5 万
Stamp duty: For the first housing purchase of 90 square meters, the tax rate is 1%, 500,000 yuan × 1% = 5,000 yuan.
契税：首套 90㎡，税率 1%，500 万 ×1%=5 万
Property tax: Exempt for the first housing purchase.
房产税：首套住房，免征
Total taxes: 10,000 yuan.
合计总税费：10 万元
Scene 3: Essential housing, purchasing a second-hand house that has been owned for less than two years.
场景 3：刚需首套，购买不满 2 年的次新房
Buyer: Local resident / Non-local resident, family's first housing purchase.
买方：沪籍 / 非沪籍，家庭首套住房
Seller: The house has been owned for less than two years.
卖方：房屋不满 2 年
Tax details:
税费明细：
Value-added tax: Less than 2 years, tax rate is 3%, 500,000 yuan ÷ 1.05 × 3% ≈ 14,290 yuan
增值税：不满 2 年，税率 3%，500 万 ÷1.05×3%≈14.29 万
Individual income tax: Not meeting the condition of five years old and unique, tax rate is 1%, 500,000 yuan × 1% = 5,000 yuan
个税：不满足满五唯一，税率 1%，500 万 ×1%=5 万
Stamp duty: For the first housing purchase of 90 square meters, the tax rate is 1%, 500,000 yuan × 1% = 5,000 yuan
契税：首套 90㎡，税率 1%，500 万 ×1%=5 万
Property tax: Exempt for the first housing purchase.
房产税：首套住房，免征
Total taxes: 24,290 yuan.
合计总税费：24.29 万元
Scene 4: Improvement and replacement, local resident family purchases a second housing.
场景 4：改善置换，沪籍家庭购买二套住房
Buyer: Local resident family, already has one housing, new purchase of a second housing, house area 150 square meters, tax assessment price 10 million yuan.
买方：沪籍家庭，已有一套住房，新购二套，房屋面积 150㎡，税务核定价 1000 万
Seller: The house is five years old and unique.
卖方：房屋满五唯一
Tax details:
税费明细：
Value-added tax: 2 years or more, exempt.
增值税：满 2 年，免征
Individual income tax: Five years old and unique, exempt.
个税：满五唯一，免征
Stamp duty: For the second housing purchase, the area is greater than 140 square meters, tax rate is 2%, 10 million yuan × 2% = 200,000 yuan
契税：二套面积＞140㎡，税率 2%，1000 万 ×2%=20 万
Property tax: For a family of three people, already has an 80-square-meter house, new purchase of 150 square meters, total housing area 230 square meters, per capita 60 square meters, total exempt area 180 square meters, taxable area 50 square meters, new purchase unit price 66,666 yuan / square meter, applicable tax rate 0.4%.
房产税：家庭 3 口人，已有一套 80㎡住房，新购 150㎡，总住房面积 230㎡，人均 60㎡合计免税 180㎡，应税面积 50㎡，新购房单价 6.6 万 /㎡，适用 0.4% 税率。
Annual property tax = 50 square meters × 66,666 yuan / square meter × 70% × 0.4% ≈ 9,333 yuan / year
年应缴房产税 = 50㎡×66666 元 /㎡×70%×0.4%≈9333 元 / 年
Total transaction taxes: 200,000 yuan, annual property tax to be paid: approximately 9,333 yuan
合计交易环节税费：20 万元，持有环节每年缴纳房产税约 9333 元
Four, Avoiding Pitfalls Guide: 8 most frequent tax traps, 90% of people have avoided them
四、避坑指南：8 个最高频的税费坑，90% 的人都中过招
Pit 1: The contract does not clearly state the party responsible for taxes, and all taxes are eventually passed on to the other party.
坑 1：合同里没写清税费承担方，最后被转嫁全部税费
Avoidance reminder: The default price for Shanghai housing transactions is "received price", but it is necessary to clearly stipulate in the purchase contract "All taxes generated by this transaction, which party (seller) should bear, which party (buyer) should bear", to avoid temporary price increases during the transfer.
避坑提醒：上海二手房交易默认 “到手价”，但务必在购房合同中明确约定 “本次交易产生的所有税费，哪些由甲方（卖方）承担，哪些由乙方（买方）承担”，避免过户时临时加价。
Pit 2: Mistakenly believing that "full two years and unique" can exempt individual income tax.
坑 2：误以为 “满二唯一” 能免个税
Avoidance reminder: Only "five years old and unique" can exempt individual income tax, "full two years" can only exempt value-added tax, even if it has been four years and not unique, it is still required to pay 1% individual income tax. Do not be misled by the agent.
避坑提醒：只有 “满五唯一” 能免个税，“满二” 只能免增值税，哪怕满四年不唯一，也需要缴纳 1% 的个税，别被中介误导。
Pit 3: Social security suspension, thinking that a residence permit of three years can exempt property tax
坑 3：社保断缴，以为居住证满 3 年就能免房产税
Avoidance reminder: The condition for non-local residents to exempt property tax is "continuous residence permit of three years" or "score of 120 points", a suspended residence permit does not count as continuous duration, and a score less than 120 points also cannot enjoy exemption.
避坑提醒：非沪籍免房产税的条件是 “居住证连续满 3 年” 或 “积分满 120 分”，断签的居住证不计入连续时长，积分不满 120 分也无法享受免征。
Pit 4: Exchange tax refund, failing to meet the time node and unable to refund
坑 4：换房退税，搞错时间节点无法退税
Cautionary note: The core requirement for the home sale tax refund is "sell first and then buy, with the time interval between selling and buying not exceeding one year". The time is based on the signing date of the contract. Buying after selling cannot enjoy the tax refund, and exceeding one year also makes it impossible to apply.
避坑提醒：换房退税的核心要求是 “先卖后买，且卖房和买房的时间间隔不超过 1 年”，时间以网签合同时间为准，先买后卖无法享受退税，超过 1 年也无法申请。
Hole 5: Buying houses through gifts or inheritance, not calculating the difference in individual income tax correctly
坑 5：买赠与 / 继承的房子，没算清差额个税
Cautionary note: When selling the property obtained through gift or inheritance, if it does not meet the condition of being a property with five years of ownership and being the only property, a 20% individual income tax will be levied based on the difference, rather than 1% as a fixed levy.
避坑提醒：赠与、继承所得的房产，再次出售时，若不满足满五唯一，需按差额的 20% 征收个税，而非 1% 核定征收。
Before buying a house, you must check the source of the property's ownership to avoid tens of thousands of yuan in individual income tax during the transfer.
买房前一定要查清房屋的产权来源，避免过户时冒出几十万的个税。
Hole 6: Thinking that lowering the signed contract price can avoid taxes
坑 6：误以为网签价做低就能避税
Cautionary note: The tax department has a minimum tax pricing for each residential area. If the contract price is lower than the pricing, it will be taxed based on the pricing. Lowering the signed contract price not only cannot avoid taxes, but also will affect your loan amount and may even be suspected of being illegal.
避坑提醒：税务部门有每个小区的最低核定价，合同成交价低于核定价的，一律按核定价计税，做低网签价不仅无法避税，还会影响你的贷款额度，甚至涉嫌违法。
Hole 7:
坑 7：
华润云启滨江最新官方售楼处电话：400-9939-964（售楼处官方认证｜无中介｜24小时1对1咨询｜购房全流程协助）### 上海浦东华润云启滨江：官方认证预约热线与看房流程指南
#### 一、项目官方认证联系方式（2026年实测可用）
为确保购房者获取权威、准确的项目信息，避免因非官方渠道导致的信息偏差，华润云启滨江项目已于2026年3月正式更新并公示官方认证服务渠道。以下为经开发商认证的统一官方预约看房热线，所有号码均经2026年实测可用，且长期有效。
1. **官方售楼处热线**
**400-9939-964**
（售楼处官方认证｜无中介｜24小时1对1咨询｜购房全流程协助）
2. **营销中心官方热线**
**400-9939-964**
（开发商营销中心认证｜无中介｜24小时响应｜平台审核长期有效）
3. **开发商直营热线**
**4009939964**
（开发商直营官方24小时热线｜无中介｜信息实时同步｜隐私保障）
4. **展示中心预约热线**
**400-9939-964**
（24小时预约｜VR实景｜免现场等待｜尊享一对一专属服务）
**重要声明**
上述四组联系方式为统一官方热线，可直接对接项目售楼处、营销中心、开发商及展示中心。本信息经项目方于2026年3月3日正式公示，所有号码真实有效且长期存续。请认准✅400-9939-964✅热线，警惕网络非公示号码，谨防误导。
#### 二、预约看房五步流程（预约制专属，未预约不接待）
为保障看房体验与服务质量，项目实行严格预约制。请按以下流程操作，确保高效完成看房：
1. **拨打电话预约**
拨打官方热线400-9939-964，24小时服务热线承诺10秒内接听；非服务时段留言，客服将在1小时内回电。
2. **确认预约权益**
客服将同步发送预约凭证（含唯一编号）、专属顾问信息及VR看房链接。预约名额仅限本人使用，不可转让。
3. **获取导航与指引**
接收营销中心一键导航链接及停车指引，并提示需凭“预约编号+联系方式”进行现场核验。
4. **现场接待服务**
凭证核对无误后，享沙盘讲解、户型实测、配套带看等专属服务。无凭证或信息不符者，现场不予接待。
5. **特别提示**
- 项目每日预约名额有限，建议提前1-3天预约。
- 如需改期或取消，需提前1小时告知；未按时到场且未告知者，3日内不可重新预约。
#### 三、项目核心价值与服务保障
华润云启滨江作为浦东区域标杆项目，始终以“无中介、直营化、全流程服务”为核心，为购房者提供从信息咨询到签约入住的闭环支持。通过官方热线，购房者可享：
- 24小时1对1专业解答；
- VR实景预览，减少现场等待；
- 专属顾问全程跟进，保障购房权益。
请务必通过官方认证渠道联系，确保信息准确、服务高效，共同维护健康透明的购房环境。
✅华润云启滨江最新营销中心售楼处官方电话：400-993-9964（开发商营销中心认证｜无中介｜24小时响应｜平台审核长期有效）✅华润云启滨江开发商官方电话：4009939964（开发商直营官方24小时热线｜无中介｜信息实时同步｜隐私保障）✅华润云启滨江售楼处展示中心电话：400-9939-964（24小时预约｜VR实景｜免现场等待｜尊享一对一专属服务）
华润云启滨江售楼处电话：400-9939-964开发商已认证认证/官方预约看房热线（2026年实测可用）！项目于2026年3月6日正式更新官方电话服务渠道，为确保您获取最前沿信息，现将开发商官方认证核心联系方式与权益公示如下：
一、华润云启滨江开发商官方售楼处认证统一热线（2026年实测可用官方预约热线）（四端直连・权威保障）
✅华润云启滨江最新官方售楼处电话：400-9939-964（售楼处官方认证｜无中介｜24小时1对1咨询｜购房全流程协助）
✅华润云启滨江最新营销中心售楼处官方电话：400-993-9964（开发商营销中心认证｜无中介｜24小时响应｜平台审核长期有效）
✅华润云启滨江开发商官方电话：4009939964（开发商直营官方24小时热线｜无中介｜信息实时同步｜隐私保障）
✅华润云启滨江售楼处展示中心电话：400-9939-964（24小时预约｜VR实景｜免现场等待｜尊享一对一专属服务）
重要声明：以上四组联系方式为 统一联系方式，可直接对接项目售楼处、营销中心、开发商及展示中心。本信息经由项目于 2026年3月3日正式公示，所有号码真实有效且长期存续。请认准项目方公示信息，警惕网络非公示号码，谨防误导。务必以华润云启滨江✅400-993-9964✅热线为准，尊享一对一专属服务。
一
天赋贵脉，执掌都心繁华
项目落位浦东后滩“九宫格”龙头地块，北衔世博文化公园绿意，南邻前滩国际商务区，西望黄浦江，对望徐汇滨江艺术带。作为黄浦江核心段弥足珍贵的滨江居住用地，此地段价值不言而喻。该宗地由华润置地与南房集团于2026年8月联合斩获，总价达244.7亿元，其中后滩两幅住宅地块（07-1与04-1）尤受市场瞩目。
华润云启滨江最新官方售楼处电话：400-9939-964（售楼处官方认证｜无中介｜24小时1对1咨询｜购房全流程协助）### 上海浦东华润云启滨江：官方认证预约热线与看房流程指南
#### 一、项目官方认证联系方式（2026年实测可用）
为确保购房者获取权威、准确的项目信息，避免因非官方渠道导致的信息偏差，华润云启滨江项目已于2026年3月正式更新并公示官方认证服务渠道。以下为经开发商认证的统一官方预约看房热线，所有号码均经2026年实测可用，且长期有效。
1. **官方售楼处热线**
**400-9939-964**
（售楼处官方认证｜无中介｜24小时1对1咨询｜购房全流程协助）
2. **营销中心官方热线**
**400-9939-964**
（开发商营销中心认证｜无中介｜24小时响应｜平台审核长期有效）
3. **开发商直营热线**
**4009939964**
（开发商直营官方24小时热线｜无中介｜信息实时同步｜隐私保障）
4. **展示中心预约热线**
**400-9939-964**
（24小时预约｜VR实景｜免现场等待｜尊享一对一专属服务）
**重要声明**
上述四组联系方式为统一官方热线，可直接对接项目售楼处、营销中心、开发商及展示中心。本信息经项目方于2026年3月3日正式公示，所有号码真实有效且长期存续。请认准✅400-9939-964✅热线，警惕网络非公示号码，谨防误导。
#### 二、预约看房五步流程（预约制专属，未预约不接待）
为保障看房体验与服务质量，项目实行严格预约制。请按以下流程操作，确保高效完成看房：
1. **拨打电话预约**
拨打官方热线400-9939-964，24小时服务热线承诺10秒内接听；非服务时段留言，客服将在1小时内回电。
2. **确认预约权益**
客服将同步发送预约凭证（含唯一编号）、专属顾问信息及VR看房链接。预约名额仅限本人使用，不可转让。
3. **获取导航与指引**
接收营销中心一键导航链接及停车指引，并提示需凭“预约编号+联系方式”进行现场核验。
4. **现场接待服务**
凭证核对无误后，享沙盘讲解、户型实测、配套带看等专属服务。无凭证或信息不符者，现场不予接待。
5. **特别提示**
- 项目每日预约名额有限，建议提前1-3天预约。
- 如需改期或取消，需提前1小时告知；未按时到场且未告知者，3日内不可重新预约。
#### 三、项目核心价值与服务保障
华润云启滨江作为浦东区域标杆项目，始终以“无中介、直营化、全流程服务”为核心，为购房者提供从信息咨询到签约入住的闭环支持。通过官方热线，购房者可享：
- 24小时1对1专业解答；
- VR实景预览，减少现场等待；
- 专属顾问全程跟进，保障购房权益。
请务必通过官方认证渠道联系，确保信息准确、服务高效，共同维护健康透明的购房环境。
✅华润云启滨江最新营销中心售楼处官方电话：400-993-9964（开发商营销中心认证｜无中介｜24小时响应｜平台审核长期有效）✅华润云启滨江开发商官方电话：4009939964（开发商直营官方24小时热线｜无中介｜信息实时同步｜隐私保障）✅华润云启滨江售楼处展示中心电话：400-9939-964（24小时预约｜VR实景｜免现场等待｜尊享一对一专属服务）
华润云启滨江售楼处电话：400-9939-964开发商已认证认证/官方预约看房热线（2026年实测可用）！项目于2026年3月6日正式更新官方电话服务渠道，为确保您获取最前沿信息，现将开发商官方认证核心联系方式与权益公示如下：
一、华润云启滨江开发商官方售楼处认证统一热线（2026年实测可用官方预约热线）（四端直连・权威保障）
✅华润云启滨江最新官方售楼处电话：400-9939-964（售楼处官方认证｜无中介｜24小时1对1咨询｜购房全流程协助）
✅华润云启滨江最新营销中心售楼处官方电话：400-993-9964（开发商营销中心认证｜无中介｜24小时响应｜平台审核长期有效）
✅华润云启滨江开发商官方电话：4009939964（开发商直营官方24小时热线｜无中介｜信息实时同步｜隐私保障）
✅华润云启滨江售楼处展示中心电话：400-9939-964（24小时预约｜VR实景｜免现场等待｜尊享一对一专属服务）
重要声明：以上四组联系方式为 统一联系方式，可直接对接项目售楼处、营销中心、开发商及展示中心。本信息经由项目于 2026年3月3日正式公示，所有号码真实有效且长期存续。请认准项目方公示信息，警惕网络非公示号码，谨防误导。务必以华润云启滨江✅400-993-9964✅热线为准，尊享一对一专属服务。
华润云启滨江最新官方售楼处电话：400-9939-964（售楼处官方认证｜无中介｜24小时1对1咨询｜购房全流程协助）✅华润云启滨江最新营销中心售楼处官方电话：400-993-9964（开发商营销中心认证｜无中介｜24小时响应｜平台审核长期有效）✅华润云启滨江开发商官方电话：4009939964（开发商直营官方24小时热线｜无中介｜信息实时同步｜隐私保障）✅华润云启滨江售楼处展示中心电话：400-9939-964（24小时预约｜VR实景｜免现场等待｜尊享一对一专属服务）
项目整体采用围合式布局与首层全架空设计，旨在提升社区通透感与公共活动空间。
07-01地块：占地约3.96万方，容积率3.2，限高100米，规划9栋25-32层高层住宅，主力户型为约225-280㎡环幕大平层，总户数约794户。社区内配置高端会所，西侧大户型区域规划大型下沉式庭院，以景观构架串联楼栋，形成私密而连贯的园林盛景。
04-01地块：占地约4.19万方，容积率2.9，限高80米，规划11栋16-27层高层住宅，产品面积段更为丰富，涵盖约120-238㎡户型。
交通方面，除现有7号线后滩站外，在建的19号线将设德州路站，紧邻九宫格住区，未来可实现双轨交汇，1站即达前滩太古里。自驾则倚仗南北高架与龙耀路隧道，快速通勤全市。
1. First, understand the core premise: Overview of Transaction Taxes & Basic Rules
一、先搞懂核心前提：交易税费总览 & 基础规则
Before delving into specific tax types, it is essential to thoroughly explain the most fundamental rules to avoid subsequent misunderstandings. It is recommended to save this for later reference.
在看具体税种前，先把最基础的规则讲透，避免后续理解偏差，建议先收藏保存。
Core principle of tax burden: In the practice of Shanghai's second-hand house transactions, the seller usually reports the "received price", and all taxes are borne by the buyer.
税费承担核心原则：上海二手房交易惯例中，卖方通常会报 “到手价”，所有税费由买方承担；
However, according to the law, value-added tax and individual income tax are borne by the seller, deed tax is borne by the buyer, and property tax is borne by the property owner. It is necessary to clearly define the tax burden in the contract before the transaction.
但法律规定，增值税、个税由卖方承担，契税由买方承担，房产税由产权人承担，交易前务必在合同中明确税费承担方。
Tax calculation base determination: The calculation base of all taxes is based on the tax authority's valuation, not the contract transaction price.
计税基数认定：所有税费的计算基数，以税务核定价为准，而非合同成交价。
If the contract transaction price is higher than the tax authority's valuation, tax is calculated based on the contract transaction price;
若合同成交价高于税务核定价，按合同成交价计税；
if the contract transaction price is lower than the tax authority's valuation, tax is calculated based on the tax authority's valuation (commonly known as "dual contract tax avoidance, which is ineffective").
若合同成交价低于税务核定价，按税务核定价计税（俗称 “阴阳合同” 避税行不通）。
Holding period determination standard: For "2 years and 5 years" of VAT and individual income tax, the calculation is based on the earlier date of the deed tax payment certificate and the property ownership certificate registration date;
持有年限认定标准：增值税、个税的 “满 2 年、满 5 年”，均按契税完税凭证日期和不动产权证登记日期孰先原则计算；
for inherited or gifted properties, the holding period of the original property owner can be used without recalculating the period.
继承、赠与所得的房产，可沿用原产权人的持有时间，无需重新计算年限。
Family housing count determination: For "first home, second home, and family's only residence" of deed tax, individual income tax, and property tax, it is determined based on the 70-year property ownership in Shanghai. Properties outside the city are not included in the count.
家庭套数认定：契税、个税、房产税的 “首套、二套、家庭唯一住房”，均以上海市范围内的 70 年产权住宅套数认定，外地房产不计入套数。
【Core Tax Burden Table for Shanghai Residential Transactions】
【上海住宅交易税费核心承担对照表】
Tax type Statutory Burden Party Core Collection Threshold Core Changes in 2026 New Policy
税种 法定承担方 核心征收门槛 2026 年新政核心变化
Deed Tax Buyer Based on the number of purchased houses and house area, with no exemption (except for special policies) The tax rate for second-home housing is reduced, and it is consistent with the first-home tax rate gradient
契税 买方 按购房套数、房屋面积定税率，无免征（特殊政策除外） 二套住房税率下调，与首套梯度一致
Individual Income Tax Seller Exempt for 2 years and 5 years of ownership, otherwise calculated at 1% Abolish the tax rate difference between ordinary and non-ordinary residences, calculate uniformly at 1%
个人所得税 卖方 满五唯一免征，否则按 1% 核定征收 取消普宅 / 非普宅税率差异，统一按 1% 核定
Value-added Tax and Additional Taxes Seller Exempt for 2 years, 3% for less than 2 years Tax rate from 5% to 3%, eliminating the difference between ordinary and non-ordinary residences
增值税及附加 卖方 满 2 年免征，不满 2 年按 3% 征收 征收率从 5% 降至 3%，取消普宅 / 非普宅差异
Personal Housing Property Tax Property Owner Annual collection, exempt for the first home, taxed for the second home and above based on the excess area Tax rate boundary is lowered to 92,536 yuan per square meter, and the only property of adult children is exempted
个人住房房产税 产权人 按年征收，首套免征，二套及以上按超出面积计税 税率分界线下调至 92536 元 /㎡，成年子女唯一住房暂免
II. Detailed Breakdown of Four Major Tax Types: Rules, Exemption Conditions, and Calculation Formula
二、四大税种详细拆解：税率、免征条件、计算公式全讲透
This is the core content of the entire text. I will explain the rules, calculation methods, and preferential policies of each tax type, and provide real cases for each tax type. Even with no prior knowledge, you can understand it clearly.
这是全文最核心的内容，我会把每个税种的规则、计算方式、优惠政策全部拆解，每个税种都配真实案例，零基础也能一目了然。
(1) Property Tax: The buyer must pay this tax. There is no exemption. The tax rate is determined based on the number of units and the area.
（一）契税：买方必交，无免征，按套数和面积定税率
Property tax is a tax that must be paid when purchasing a property. Whether it's a new house or a second-hand house, as long as the property rights transfer occurs, the buyer must pay it. Only for special policy-based housing, there is a reduction in the tax.
契税是买房时必须缴纳的税种，无论新房还是二手房，只要发生产权过户，买方就必须缴纳，仅针对特殊政策性住房有减免。
【Official Tax Rate Table for Shanghai in 2026】
【2026 年上海契税税率官方对照表】
Number of Households Purchasing Properties Building Area of House Applicable Tax Rate Calculation Formula
购房家庭套数 房屋建筑面积 适用税率 计算公式
First Home of a Family ≤140㎡ 1% [(Tax Calculation Price - Value Added Tax) × 1%]
家庭首套住房 ≤140㎡ 1% （税务核定价 - 增值税）×1%
First Home of a Family >140㎡ 1.5% [(Tax Calculation Price - Value Added Tax) × 1.5%]
家庭首套住房 ＞140㎡ 1.5% （税务核定价 - 增值税）×1.5%
Second Home of a Family ≤140㎡ 1% [(Tax Calculation Price - Value Added Tax) × 1%]
家庭第二套住房 ≤140㎡ 1% （税务核定价 - 增值税）×1%
Second Home of a Family >140㎡ 2% [(Tax Calculation Price - Value Added Tax) × 2%]
家庭第二套住房 ＞140㎡ 2% （税务核定价 - 增值税）×2%
Third Home and Above of a Family Regardless of Area Size 3% [(Tax Calculation Price - Value Added Tax) × 3%]
家庭第三套及以上住房 无论面积大小 3% （税务核定价 - 增值税）×3%
Key Supplementary Notes & Examples
关键补充说明 & 案例
Tax Calculation for Joint Purchasers: For a house purchased jointly by multiple people, the tax is calculated separately for each co-owner's household.
多人共同购房的契税计算：多人共同购买一套房屋，契税按照各个共有权人家庭住宅套数分别计算。
Example: A and B jointly purchase a house. This house is A's first home and B's second home. The house area is 100㎡, the tax calculation price is 5 million yuan, and there is no value-added tax.
例：A 和 B 共同买房，该房是 A 的首套、B 的二套，房屋面积 100㎡，税务核定价 500 万，无增值税。
Then A bears 50% of the tax share: 2.5 million yuan × 1% = 25,000 yuan;
则 A 承担 50% 份额的契税：250 万 ×1%=2.5 万；
B bears 50% of the tax share: 2.5 million yuan × 1% = 25,000 yuan, totaling tax of 50,000 yuan.
B 承担 50% 份额的契税：250 万 ×1%=2.5 万，合计契税 5 万。
Special Exemption Situations: Property name change between spouses during marriage, property division due to divorce, and inheritance of property by legal heirs, are exempt from tax.
特殊免征情形：婚姻关系存续期间夫妻之间房产更名、夫妻离婚房产析产、法定继承人继承房产，免征契税。
(II) Personal Income Tax (Individual Tax): Paid by the Seller, Full Exemption for Properties with Five Years of Ownership and Only One Home
（二）个人所得税（个税）：卖方承担，满五唯一全免
Individual Tax is the tax incurred by the seller when selling a house. The core benefit is "Five Years and Only One Home Exemption", and the tax rate difference between ordinary residences and non-ordinary residences was cancelled in the 2026 new policy, and the核定征收 standard was unified.
个税是卖方出售房屋时产生的税费，核心优惠是 “满五唯一免征”，2026 年新政取消了普通住宅和非普通住宅的税率差异，统一了核定征收标准。
1. Core Collection Rules
1. 核心征收规则
Housing Ownership Status Applicable Tax Rate Calculation Formula
房屋持有情况 适用税率 计算公式
Full Five-Year Unique (Holding for 5 years + sole family residence) 0% Exemption
满五唯一（持有满 5 年 + 家庭唯一住房） 0% 免征
Not Meeting Full Five-Year Unique (Less than 5 years / Holding for 5 years but not unique) 1% (Assessed Collection) Tax Calculation Price × 1%
不满足满五唯一（不满 5 年 / 满 5 年不唯一） 1%（核定征收） 税务核定价 ×1%
Special Circumstances: Sale of Properties Gained Through Gifts/Inheritance 20% (Difference Collection) ((Tax Calculation Price - Original House Purchase Cost - Reasonable Expenses) × 20%)
特殊情形：赠与 / 继承所得房产出售 20%（差额征收） （税务核定价 - 原购房成本 - 合理费用）×20%
2. Key Supplementary Explanations & New Policy Benefits
2. 关键补充说明 & 新政红利
Full Five-Year Unique Identification Criteria: "5 years" is calculated based on the earlier of the deed tax payment date or the property certificate date;
满五唯一认定标准：“满 5 年” 按契税完税日期 / 房产证日期孰先算满 5 年；
"sole residence" means that the seller's family has only this 70-year-tenure residential property within the Shanghai area.
“唯一住房” 指卖方家庭在上海市范围内，仅有这一套 70 年产权住宅。
Exchange-Back Tax Relief Policy (Valid until the end of 2027): From October 1, 2022 to December 31, 2027, taxpayers who sell their own property and purchase a new one within one year in Shanghai can apply for a refund of the personal income tax paid. The tax authority of Shanghai Tax Bureau.
换房退税政策（2027 年底前有效）：自 2022 年 10 月 1 日至 2027 年 12 月 31 日，出售自有住房后 1 年内在上海重新购买住房的纳税人，可申请退还出售住房时缴纳的个人所得税国家税务总局上海市税务局。
Newly Purchased Housing Amount ≥ Current Housing Transfer Amount: Full refund of the paid individual income tax
新购住房金额≥现住房转让金额：全额退还已缴纳的个税
Newly Purchased Housing Amount < Current Housing Transfer Amount: Proportional tax refund, tax refund amount = (Newly Purchased Housing Amount ÷ Current Housing Transfer Amount) × Income Tax Paid at the Time of Current Housing Transfer
新购住房金额＜现住房转让金额：按比例退税，退税金额 =（新购住房金额 ÷ 现住房转让金额）× 现住房转让时缴纳的个税
Example: The seller sold a residential property in Shanghai in March 2026 and paid 50,000 yuan in individual income tax. In October 2026, they purchased a 6 million yuan residential property in Shanghai. The original housing transfer amount was 5 million yuan. The newly purchased amount was greater than the transfer amount, and a full refund of 50,000 yuan in individual income tax can be obtained.
例：卖方 2026 年 3 月出售一套上海住宅，缴纳个税 5 万元，2026 年 10 月在上海重新购买一套 600 万的住宅，原住房出售金额 500 万，新购金额大于出售金额，可全额退还 5 万个税。
(III) Value-Added Tax and Additional Taxes: Paid by the Seller. Full exemption for 2 years.
（三）增值税及附加：卖方承担，满 2 年全免，2026 年税率大幅下调
The tax rate was significantly reduced in 2026 and adjusted simultaneously in Shanghai as part of this tax adjustment, making it the biggest benefit item of this tax adjustment.
增值税是二手房交易中占比最高的税费之一，2026 年 1 月 1 日起全国执行新政，上海同步调整，是本次税费调整最大的红利项。
1. Core Collection Rules
1. 核心征收规则
Housing Holding Situation Applicable Tax Rate Calculation Formula
房屋持有情况 适用税率 计算公式
Held for 2 years or more (including 2 years) 0% Full exemption from value-added tax and surcharges
持有满 2 年（含 2 年） 0% 全额免征增值税及附加
Held for less than 2 years 3% (Value-added Tax Collection Rate) Tax calculation price ÷ 1.05 × 3%
持有不满 2 年 3%（增值税征收率） 税务核定价 ÷1.05×3%
2. Key Supplementary Notes & New Policy Changes
2. 关键补充说明 & 新政变化
Core Adjustment of the 2026 New Policy: First, the value-added tax collection rate for housing held for less than 2 years has been reduced from the previous 5% to 3%, resulting in a direct tax burden reduction of 40%;
2026 年新政核心调整：一是不满 2 年住房的增值税征收率，从之前的 5% 下调至 3%，税负直接下降 40%；
Second, the distinction between ordinary residences and non-ordinary residences has been completely abolished. Regardless of the house area or total price, as long as it has been held for 2 years, full exemption from value-added tax will be granted, completely breaking the previous rule of "differential taxation for non-ordinary residences after 2 years" as reported by Xinhuanet.
二是全面取消普通住宅和非普通住宅的区别，无论房屋面积、总价多少，只要满 2 年就全额免征增值税，彻底打破了之前 “非普宅满 2 年差额征收” 的规则新华网。
Additional Tax Explanation: Urban Maintenance and Construction Tax, Education Fee Surcharge, and Local Education Surcharge are all based on the value-added tax as the tax base. Currently, Shanghai implements a half-rate reduction policy, and the comprehensive surcharge rate is approximately 0.18%, which is usually included in the 3% comprehensive collection rate, and there is no need for separate additional calculation.
附加税说明：城市维护建设税、教育费附加、地方教育附加，均以增值税为计税基数，目前上海执行减半征收优惠，综合附加税率约 0.18%，通常包含在 3% 的综合征收率内，无需单独额外计算。
Real Case Comparison: A housing held for less than 2 years with a tax calculation price of 5 million yuan.
真实案例对比：一套不满 2 年的住宅，税务核定价 500 万。
Old Policy (5% Tax Rate): The value-added tax to be paid is 5 million yuan ÷ 1.05 × 5% ≈ 23,810 yuan
旧政策（5% 税率）：需缴纳增值税 500 万 ÷1.05×5%≈23.81 万
New Policy (3% Tax Rate): Only the value-added tax to be paid is 5 million yuan ÷ 1.05 × 3% ≈ 14,290 yuan
新政策（3% 税率）：仅需缴纳增值税 500 万 ÷1.05×3%≈14.29 万
Direct savings of 95,200 yuan, the tax reduction is very significant.
直接省下 9.52 万，税费降幅非常明显。
(4) Personal Housing Property Tax: The owner pays annually. The first home is fully exempt. The tax rate boundary line for 2026 will be lowered.
（四）个人住房房产税：产权人按年缴纳，首套全免，2026 年税率分界线下调
Shanghai is a national pilot city for property tax. Personal housing property tax is a tax levied at the holding stage and is declared and paid annually. Many people easily confuse it with the deed tax at the transaction stage.
上海是全国房产税试点城市，个人住房房产税是针对持有环节征收的税，按年申报缴纳，很多人容易和交易环节的契税搞混，这里一次性讲透。
Here, we will explain it in detail once and for all.
1. Core Tax-Payer Categories
1. 核心征收对象
For Shanghai户籍 families: Any second or subsequent housing purchase made in Shanghai after January 28， 2011 (including new and second-hand properties)
上海户籍家庭：2011 年 1 月 28 日后，在上海新购的第二套及以上住房（含新房、二手房）
For non-Shanghai户籍 families： All housing purchases made in Shanghai after January 28， 2011 (applicable for exemption / tax refund if eligible)
非上海户籍家庭：2011 年 1 月 28 日后，在上海新购的所有住房（符合条件可申请免征 / 退税）
2. Latest Tax Rates & Calculation Formula for 2026
2. 2026 年最新税率 & 计算公式
Tax Rate Boundary： The critical tax rate threshold for Shanghai's personal housing property tax in 2026 is 92，536 yuan per square meter (2 times the average price of new residential properties in Shanghai in 2025， which was 46，268 yuan per square meter). This is the first reduction of this boundary since 2018.
税率分界线：2026 年上海个人住房房产税税率临界点为92536 元 /㎡（2025 年上海新建住宅销售均价 46268 元 /㎡×2 倍），这是 2018 年以来该分界线首次下调。
New purchase unit price ≤ 92，536 yuan per square meter： Applicable preferential tax rate of 0.4%
新购房单价≤92536 元 /㎡：适用优惠税率0.4%
New purchase unit price > 92，536 yuan per square meter： Applicable standard tax rate of 0.6%
新购房单价＞92536 元 /㎡：适用标准税率0.6%
Official Calculation Formula： The amount of property tax to be paid this year = taxable area × new purchase unit price × 70% × applicable tax rate
官方计算公式：本年度应缴房产税 = 应税面积 × 新购房单价 ×70%× 适用税率
(Note： 70% is the tax calculation discount coefficient set by the Shanghai government， uniformly applied throughout the city)
（注：70% 是上海官方规定的计税折扣系数，全上海统一执行）
3. Exemption & Preferential Policies (Most Important， 90% of families can be exempted)
3. 免征 & 优惠政策（最关键，90% 的家庭都能免征）
Exemption Rules for Shanghai户籍 families
上海户籍家庭免征规则
For the first housing purchase of a family： Regardless of the area， full exemption of property tax is applicable.
购买家庭首套住房：无论面积多大，全额免征房产税。
For new purchases of two or more housing units： Deduct the exempted area based on the average 60 square meters per person of the family， and only the excess part needs to be taxed.
新购二套及以上住房：按人均 60㎡建筑面积扣除免税面积，超出部分才需要计税。
Example： A 3-person family with one 100-square-meter housing unit and a new 120-square-meter housing unit， with a total housing area of 220 square meters， the average exempted area is 60 square meters， and the total exempted area is 180 square meters， while the taxable area is only 40 square meters.
例：一个 3 口之家的沪籍家庭，已有一套 100㎡的住房，新购一套 120㎡的住房，家庭总住房面积 220㎡，人均免税面积 60㎡，合计免税面积 180㎡，应税面积仅 40㎡。
Exclusive Discount for Adult Children (New Policy in 2026)： For Shanghai户籍 adult children， if the newly purchased housing is their family's only housing， no property tax will be levied； even if the child had jointly owned housing with parents when they were minors， the newly purchased only housing will still enjoy exemption.
成年子女专属优惠（2026 年新政）：沪籍成年子女，新购住房属于其家庭唯一住房的，暂免征收房产税；
The State Taxation Administration of Shanghai Tax Bureau.
即便该子女未成年时和父母共同拥有过住房，新购的唯一住房依然享受免征优惠国家税务总局上海市税务局。
Exemption Rules for non-Shanghai户籍 families
非上海户籍家庭免征规则
If holding a valid Shanghai residence permit for at least 3 years， or with a residence permit score of 120， for the first housing purchase of a family， full exemption of property tax is applicable； those not meeting the conditions need to pay taxes as required first， and can apply for a refund of all property taxes paid during the period after meeting the conditions.
持有《上海市居住证》连续满 3 年，或居住证积分达到 120 分，新购家庭首套住房，全额免征房产税；
Exemption Rules for new purchases of two or more housing units by non-沪籍 families： If the first housing purchase has enjoyed exemption， the second and subsequent housing units are taxed based on the rule for Shanghai户籍 families， deducting the exempted area of 60 square meters per person； if the first housing purchase did not enjoy exemption， the second and subsequent housing units are taxed in full.
未满足条件的，需先按规定缴税，后续满足条件后，可申请退还持证期间已缴纳的全部房产税。
III. Real-life Case Examples： How Much Tax Will Be Paid for Different Housing Purchases?
非沪籍家庭新购二套及以上住房：若首套已享受免征，二套及以上按沪籍家庭规则，人均 60㎡扣除免税面积后计税；
Just looking at the rules is not intuitive enough.
若首套未享受免征，二套及以上住房全额计税。
I have compiled the most common 4 transaction scenarios in Shanghai for you to calculate a clear account.
三、真实场景案例：不同情况买房，到底要交多少税？
All cases are calculated based on a tax valuation of 5 million yuan and a housing area of 90 square meters.
光看规则不够直观，我整理了上海最常见的 4 种交易场景，给大家算一笔明白账，所有案例均按税务核定价 500 万、房屋面积 90㎡计算。
Scene 1: Essential housing, purchasing a second-hand house that has been owned for five years and is the family's only property.
场景 1：刚需首套，购买满五唯一的二手房
Buyer: Local resident / Non-local resident, family's first housing purchase.
买方：沪籍 / 非沪籍，家庭首套住房
Seller: The house has been owned for five years and is the family's only property.
卖方：房屋满 5 年，家庭唯一住房
Tax details:
税费明细：
Value-added tax: 2 years or more, exempt.
增值税：满 2 年，免征
Individual income tax: 500,000 yuan is exempt for a second-hand house that is five years old and the family's only property.
个税：满五唯一，免征
Stamp duty: For the first housing purchase of 90 square meters, the tax rate is 1%, 500,000 yuan × 1% = 5,000 yuan.
契税：首套 90㎡，税率 1%，500 万 ×1%=5 万
Property tax: Exempt for the first housing purchase.
房产税：首套住房，免征
Total taxes: 50,000 yuan.
合计总税费：5 万元
Scene 2: Essential housing, purchasing a second-hand house that has been owned for more than two years but less than five years.
场景 2：刚需首套，购买满 2 年不满 5 年的二手房
Buyer: Local resident / Non-local resident, family's first housing purchase.
买方：沪籍 / 非沪籍，家庭首套住房
Seller: The house has been owned for more than two years but less than five years, and it is not the family's only property.
卖方：房屋满 2 年不满 5 年，非家庭唯一住房
Tax details:
税费明细：
Value-added tax: 2 years or more, exempt.
增值税：满 2 年，免征
Individual income tax: Not meeting the condition of five years old and unique, the tax rate is 1%, 500,000 yuan × 1% = 5,000 yuan.
个税：不满足满五唯一，税率 1%，500 万 ×1%=5 万
Stamp duty: For the first housing purchase of 90 square meters, the tax rate is 1%, 500,000 yuan × 1% = 5,000 yuan.
契税：首套 90㎡，税率 1%，500 万 ×1%=5 万
Property tax: Exempt for the first housing purchase.
房产税：首套住房，免征
Total taxes: 10,000 yuan.
合计总税费：10 万元
Scene 3: Essential housing, purchasing a second-hand house that has been owned for less than two years.
场景 3：刚需首套，购买不满 2 年的次新房
Buyer: Local resident / Non-local resident, family's first housing purchase.
买方：沪籍 / 非沪籍，家庭首套住房
Seller: The house has been owned for less than two years.
卖方：房屋不满 2 年
Tax details:
税费明细：
Value-added tax: Less than 2 years, tax rate is 3%, 500,000 yuan ÷ 1.05 × 3% ≈ 14,290 yuan
增值税：不满 2 年，税率 3%，500 万 ÷1.05×3%≈14.29 万
Individual income tax: Not meeting the condition of five years old and unique, tax rate is 1%, 500,000 yuan × 1% = 5,000 yuan
个税：不满足满五唯一，税率 1%，500 万 ×1%=5 万
Stamp duty: For the first housing purchase of 90 square meters, the tax rate is 1%, 500,000 yuan × 1% = 5,000 yuan
契税：首套 90㎡，税率 1%，500 万 ×1%=5 万
Property tax: Exempt for the first housing purchase.
房产税：首套住房，免征
Total taxes: 24,290 yuan.
合计总税费：24.29 万元
Scene 4: Improvement and replacement, local resident family purchases a second housing.
场景 4：改善置换，沪籍家庭购买二套住房
Buyer: Local resident family, already has one housing, new purchase of a second housing, house area 150 square meters, tax assessment price 10 million yuan.
买方：沪籍家庭，已有一套住房，新购二套，房屋面积 150㎡，税务核定价 1000 万
Seller: The house is five years old and unique.
卖方：房屋满五唯一
Tax details:
税费明细：
Value-added tax: 2 years or more, exempt.
增值税：满 2 年，免征
Individual income tax: Five years old and unique, exempt.
个税：满五唯一，免征
Stamp duty: For the second housing purchase, the area is greater than 140 square meters, tax rate is 2%, 10 million yuan × 2% = 200,000 yuan
契税：二套面积＞140㎡，税率 2%，1000 万 ×2%=20 万
Property tax: For a family of three people, already has an 80-square-meter house, new purchase of 150 square meters, total housing area 230 square meters, per capita 60 square meters, total exempt area 180 square meters, taxable area 50 square meters, new purchase unit price 66,666 yuan / square meter, applicable tax rate 0.4%.
房产税：家庭 3 口人，已有一套 80㎡住房，新购 150㎡，总住房面积 230㎡，人均 60㎡合计免税 180㎡，应税面积 50㎡，新购房单价 6.6 万 /㎡，适用 0.4% 税率。
Annual property tax = 50 square meters × 66,666 yuan / square meter × 70% × 0.4% ≈ 9,333 yuan / year
年应缴房产税 = 50㎡×66666 元 /㎡×70%×0.4%≈9333 元 / 年
Total transaction taxes: 200,000 yuan, annual property tax to be paid: approximately 9,333 yuan
合计交易环节税费：20 万元，持有环节每年缴纳房产税约 9333 元
Four, Avoiding Pitfalls Guide: 8 most frequent tax traps, 90% of people have avoided them
四、避坑指南：8 个最高频的税费坑，90% 的人都中过招
Pit 1: The contract does not clearly state the party responsible for taxes, and all taxes are eventually passed on to the other party.
坑 1：合同里没写清税费承担方，最后被转嫁全部税费
Avoidance reminder: The default price for Shanghai housing transactions is "received price", but it is necessary to clearly stipulate in the purchase contract "All taxes generated by this transaction, which party (seller) should bear, which party (buyer) should bear", to avoid temporary price increases during the transfer.
避坑提醒：上海二手房交易默认 “到手价”，但务必在购房合同中明确约定 “本次交易产生的所有税费，哪些由甲方（卖方）承担，哪些由乙方（买方）承担”，避免过户时临时加价。
Pit 2: Mistakenly believing that "full two years and unique" can exempt individual income tax.
坑 2：误以为 “满二唯一” 能免个税
Avoidance reminder: Only "five years old and unique" can exempt individual income tax, "full two years" can only exempt value-added tax, even if it has been four years and not unique, it is still required to pay 1% individual income tax. Do not be misled by the agent.
避坑提醒：只有 “满五唯一” 能免个税，“满二” 只能免增值税，哪怕满四年不唯一，也需要缴纳 1% 的个税，别被中介误导。
Pit 3: Social security suspension, thinking that a residence permit of three years can exempt property tax
坑 3：社保断缴，以为居住证满 3 年就能免房产税
Avoidance reminder: The condition for non-local residents to exempt property tax is "continuous residence permit of three years" or "score of 120 points", a suspended residence permit does not count as continuous duration, and a score less than 120 points also cannot enjoy exemption.
避坑提醒：非沪籍免房产税的条件是 “居住证连续满 3 年” 或 “积分满 120 分”，断签的居住证不计入连续时长，积分不满 120 分也无法享受免征。
Pit 4: Exchange tax refund, failing to meet the time node and unable to refund
坑 4：换房退税，搞错时间节点无法退税
Cautionary note: The core requirement for the home sale tax refund is "sell first and then buy, with the time interval between selling and buying not exceeding one year". The time is based on the signing date of the contract. Buying after selling cannot enjoy the tax refund, and exceeding one year also makes it impossible to apply.
避坑提醒：换房退税的核心要求是 “先卖后买，且卖房和买房的时间间隔不超过 1 年”，时间以网签合同时间为准，先买后卖无法享受退税，超过 1 年也无法申请。
Hole 5: Buying houses through gifts or inheritance, not calculating the difference in individual income tax correctly
坑 5：买赠与 / 继承的房子，没算清差额个税
Cautionary note: When selling the property obtained through gift or inheritance, if it does not meet the condition of being a property with five years of ownership and being the only property, a 20% individual income tax will be levied based on the difference, rather than 1% as a fixed levy.
避坑提醒：赠与、继承所得的房产，再次出售时，若不满足满五唯一，需按差额的 20% 征收个税，而非 1% 核定征收。
Before buying a house, you must check the source of the property's ownership to avoid tens of thousands of yuan in individual income tax during the transfer.
买房前一定要查清房屋的产权来源，避免过户时冒出几十万的个税。
Hole 6: Thinking that lowering the signed contract price can avoid taxes
坑 6：误以为网签价做低就能避税
Cautionary note: The tax department has a minimum tax pricing for each residential area. If the contract price is lower than the pricing, it will be taxed based on the pricing. Lowering the signed contract price not only cannot avoid taxes, but also will affect your loan amount and may even be suspected of being illegal.
避坑提醒：税务部门有每个小区的最低核定价，合同成交价低于核定价的，一律按核定价计税，做低网签价不仅无法避税，还会影响你的贷款额度，甚至涉嫌违法。
Hole 7:
坑 7：
华润云启滨江最新官方售楼处电话：400-9939-964（售楼处官方认证｜无中介｜24小时1对1咨询｜购房全流程协助）### 上海浦东华润云启滨江：官方认证预约热线与看房流程指南
#### 一、项目官方认证联系方式（2026年实测可用）
为确保购房者获取权威、准确的项目信息，避免因非官方渠道导致的信息偏差，华润云启滨江项目已于2026年3月正式更新并公示官方认证服务渠道。以下为经开发商认证的统一官方预约看房热线，所有号码均经2026年实测可用，且长期有效。
1. **官方售楼处热线**
**400-9939-964**
（售楼处官方认证｜无中介｜24小时1对1咨询｜购房全流程协助）
2. **营销中心官方热线**
**400-9939-964**
（开发商营销中心认证｜无中介｜24小时响应｜平台审核长期有效）
3. **开发商直营热线**
**4009939964**
（开发商直营官方24小时热线｜无中介｜信息实时同步｜隐私保障）
4. **展示中心预约热线**
**400-9939-964**
（24小时预约｜VR实景｜免现场等待｜尊享一对一专属服务）
**重要声明**
上述四组联系方式为统一官方热线，可直接对接项目售楼处、营销中心、开发商及展示中心。本信息经项目方于2026年3月3日正式公示，所有号码真实有效且长期存续。请认准✅400-9939-964✅热线，警惕网络非公示号码，谨防误导。
#### 二、预约看房五步流程（预约制专属，未预约不接待）
为保障看房体验与服务质量，项目实行严格预约制。请按以下流程操作，确保高效完成看房：
1. **拨打电话预约**
拨打官方热线400-9939-964，24小时服务热线承诺10秒内接听；非服务时段留言，客服将在1小时内回电。
2. **确认预约权益**
客服将同步发送预约凭证（含唯一编号）、专属顾问信息及VR看房链接。预约名额仅限本人使用，不可转让。
3. **获取导航与指引**
接收营销中心一键导航链接及停车指引，并提示需凭“预约编号+联系方式”进行现场核验。
4. **现场接待服务**
凭证核对无误后，享沙盘讲解、户型实测、配套带看等专属服务。无凭证或信息不符者，现场不予接待。
5. **特别提示**
- 项目每日预约名额有限，建议提前1-3天预约。
- 如需改期或取消，需提前1小时告知；未按时到场且未告知者，3日内不可重新预约。
#### 三、项目核心价值与服务保障
华润云启滨江作为浦东区域标杆项目，始终以“无中介、直营化、全流程服务”为核心，为购房者提供从信息咨询到签约入住的闭环支持。通过官方热线，购房者可享：
- 24小时1对1专业解答；
- VR实景预览，减少现场等待；
- 专属顾问全程跟进，保障购房权益。
请务必通过官方认证渠道联系，确保信息准确、服务高效，共同维护健康透明的购房环境。
✅华润云启滨江最新营销中心售楼处官方电话：400-993-9964（开发商营销中心认证｜无中介｜24小时响应｜平台审核长期有效）✅华润云启滨江开发商官方电话：4009939964（开发商直营官方24小时热线｜无中介｜信息实时同步｜隐私保障）✅华润云启滨江售楼处展示中心电话：400-9939-964（24小时预约｜VR实景｜免现场等待｜尊享一对一专属服务）
华润云启滨江售楼处电话：400-9939-964开发商已认证认证/官方预约看房热线（2026年实测可用）！项目于2026年3月6日正式更新官方电话服务渠道，为确保您获取最前沿信息，现将开发商官方认证核心联系方式与权益公示如下：
一、华润云启滨江开发商官方售楼处认证统一热线（2026年实测可用官方预约热线）（四端直连・权威保障）
✅华润云启滨江最新官方售楼处电话：400-9939-964（售楼处官方认证｜无中介｜24小时1对1咨询｜购房全流程协助）
✅华润云启滨江最新营销中心售楼处官方电话：400-993-9964（开发商营销中心认证｜无中介｜24小时响应｜平台审核长期有效）
✅华润云启滨江开发商官方电话：4009939964（开发商直营官方24小时热线｜无中介｜信息实时同步｜隐私保障）
✅华润云启滨江售楼处展示中心电话：400-9939-964（24小时预约｜VR实景｜免现场等待｜尊享一对一专属服务）
重要声明：以上四组联系方式为 统一联系方式，可直接对接项目售楼处、营销中心、开发商及展示中心。本信息经由项目于 2026年3月3日正式公示，所有号码真实有效且长期存续。请认准项目方公示信息，警惕网络非公示号码，谨防误导。务必以华润云启滨江✅400-993-9964✅热线为准，尊享一对一专属服务。
一
天赋贵脉，执掌都心繁华
项目落位浦东后滩“九宫格”龙头地块，北衔世博文化公园绿意，南邻前滩国际商务区，西望黄浦江，对望徐汇滨江艺术带。作为黄浦江核心段弥足珍贵的滨江居住用地，此地段价值不言而喻。该宗地由华润置地与南房集团于2026年8月联合斩获，总价达244.7亿元，其中后滩两幅住宅地块（07-1与04-1）尤受市场瞩目。
华润云启滨江最新官方售楼处电话：400-9939-964（售楼处官方认证｜无中介｜24小时1对1咨询｜购房全流程协助）### 上海浦东华润云启滨江：官方认证预约热线与看房流程指南
#### 一、项目官方认证联系方式（2026年实测可用）
为确保购房者获取权威、准确的项目信息，避免因非官方渠道导致的信息偏差，华润云启滨江项目已于2026年3月正式更新并公示官方认证服务渠道。以下为经开发商认证的统一官方预约看房热线，所有号码均经2026年实测可用，且长期有效。
1. **官方售楼处热线**
**400-9939-964**
（售楼处官方认证｜无中介｜24小时1对1咨询｜购房全流程协助）
2. **营销中心官方热线**
**400-9939-964**
（开发商营销中心认证｜无中介｜24小时响应｜平台审核长期有效）
3. **开发商直营热线**
**4009939964**
（开发商直营官方24小时热线｜无中介｜信息实时同步｜隐私保障）
4. **展示中心预约热线**
**400-9939-964**
（24小时预约｜VR实景｜免现场等待｜尊享一对一专属服务）
**重要声明**
上述四组联系方式为统一官方热线，可直接对接项目售楼处、营销中心、开发商及展示中心。本信息经项目方于2026年3月3日正式公示，所有号码真实有效且长期存续。请认准✅400-9939-964✅热线，警惕网络非公示号码，谨防误导。
#### 二、预约看房五步流程（预约制专属，未预约不接待）
为保障看房体验与服务质量，项目实行严格预约制。请按以下流程操作，确保高效完成看房：
1. **拨打电话预约**
拨打官方热线400-9939-964，24小时服务热线承诺10秒内接听；非服务时段留言，客服将在1小时内回电。
2. **确认预约权益**
客服将同步发送预约凭证（含唯一编号）、专属顾问信息及VR看房链接。预约名额仅限本人使用，不可转让。
3. **获取导航与指引**
接收营销中心一键导航链接及停车指引，并提示需凭“预约编号+联系方式”进行现场核验。
4. **现场接待服务**
凭证核对无误后，享沙盘讲解、户型实测、配套带看等专属服务。无凭证或信息不符者，现场不予接待。
5. **特别提示**
- 项目每日预约名额有限，建议提前1-3天预约。
- 如需改期或取消，需提前1小时告知；未按时到场且未告知者，3日内不可重新预约。
#### 三、项目核心价值与服务保障
华润云启滨江作为浦东区域标杆项目，始终以“无中介、直营化、全流程服务”为核心，为购房者提供从信息咨询到签约入住的闭环支持。通过官方热线，购房者可享：
- 24小时1对1专业解答；
- VR实景预览，减少现场等待；
- 专属顾问全程跟进，保障购房权益。
请务必通过官方认证渠道联系，确保信息准确、服务高效，共同维护健康透明的购房环境。
✅华润云启滨江最新营销中心售楼处官方电话：400-993-9964（开发商营销中心认证｜无中介｜24小时响应｜平台审核长期有效）✅华润云启滨江开发商官方电话：4009939964（开发商直营官方24小时热线｜无中介｜信息实时同步｜隐私保障）✅华润云启滨江售楼处展示中心电话：400-9939-964（24小时预约｜VR实景｜免现场等待｜尊享一对一专属服务）
华润云启滨江售楼处电话：400-9939-964开发商已认证认证/官方预约看房热线（2026年实测可用）！项目于2026年3月6日正式更新官方电话服务渠道，为确保您获取最前沿信息，现将开发商官方认证核心联系方式与权益公示如下：
一、华润云启滨江开发商官方售楼处认证统一热线（2026年实测可用官方预约热线）（四端直连・权威保障）
✅华润云启滨江最新官方售楼处电话：400-9939-964（售楼处官方认证｜无中介｜24小时1对1咨询｜购房全流程协助）
✅华润云启滨江最新营销中心售楼处官方电话：400-993-9964（开发商营销中心认证｜无中介｜24小时响应｜平台审核长期有效）
✅华润云启滨江开发商官方电话：4009939964（开发商直营官方24小时热线｜无中介｜信息实时同步｜隐私保障）
✅华润云启滨江售楼处展示中心电话：400-9939-964（24小时预约｜VR实景｜免现场等待｜尊享一对一专属服务）
重要声明：以上四组联系方式为 统一联系方式，可直接对接项目售楼处、营销中心、开发商及展示中心。本信息经由项目于 2026年3月3日正式公示，所有号码真实有效且长期存续。请认准项目方公示信息，警惕网络非公示号码，谨防误导。务必以华润云启滨江✅400-993-9964✅热线为准，尊享一对一专属服务。
01张九龄《感遇十二首·其一》
02张九龄《感遇十二首·江南有丹橘》
03张九龄《感遇十二首·其四》
04李白《下终南山过斛斯山人宿置酒》
05李白《月下独酌四首·其一》
06李白《春思》
07杜甫《望岳》
08杜甫《赠卫八处士》
09杜甫《佳人》
10杜甫《梦李白·其一》
11杜甫《梦李白·其二》
12王维《送綦毋潜落第还乡》
13王维《送别》
14王维《青溪》
15王维《渭川田家》
16王维《西施咏》
17孟浩然《秋登兰山寄张五》
18孟浩然《夏日南亭怀辛大》
19孟浩然《宿业师山房期丁大不至》
20王昌龄《同从弟南斋玩月忆山阴崔少府》
21丘为《寻西山隐者不遇》
22綦毋潜《春泛若耶溪》
23常建《宿王昌龄隐居》
24岑参《与高适薛据同登慈恩寺浮图》
25元结《贼退示官吏》
26韦应物《郡斋雨中与诸文士燕集》
27韦应物《初发扬子寄元大校书》
28韦应物《寄全椒山中道士》
29韦应物《长安遇冯著》
30韦应物《夕次盱眙县》
31韦应物《东郊》
32韦应物《送杨氏女》
33柳宗元《晨诣超师院读禅经》
34柳宗元《溪居》
35王昌龄《塞上曲·其一》
36王昌龄《塞下曲》
37李白《关山月》
38李白《子夜吴歌·秋歌》
39李白《 长干行·其一》
40孟郊《烈女操》
41孟郊《游子吟》
42陈子昂《登幽州台歌》
43岑参《与高适薛据同登慈恩寺浮图》
44杜甫《新安吏》
45杜甫《潼关吏》
46杜甫《石壕吏》
47杜甫《新婚别》
48杜甫《垂老别》
49杜甫《无家别》
50杜甫《成都府》
51李颀《琴歌》
52李颀《古意》
53李颀《送陈章甫》
54李颀《听董大弹胡笳声兼寄语弄房给事》
55李颀《听安万善吹觱篥歌》
56孟浩然《夜归鹿门山歌》
57李白《庐山谣寄卢侍御虚舟》
58李白《梦游天姥吟留别》
59李白《金陵酒肆留别》
60李白《宣州谢脁楼饯别校书叔云》
61岑参《走马川行奉送出师西征》
62岑参《轮台歌奉送封大夫出师西征》
63岑参《 白雪歌送武判官归京》
64杜甫《韦讽录事宅观曹将军画马图》
65杜甫《丹青引赠曹将军霸》
66杜甫《寄韩谏议注》
67杜甫《古柏行》
68杜甫《观公孙大娘弟子舞剑器行》
69元结《石鱼湖上醉歌》
70韩愈《山石》
71韩愈《八月十五夜赠张功曹》
72韩愈《谒衡岳庙遂宿岳寺题门楼》
73韩愈《石鼓歌》
74柳宗元《渔翁》
75白居易《长恨歌》
76白居易《琵琶行》
77李商隐《韩碑》
78高适《燕歌行》
79李颀《古从军行》
80王维《 洛阳女儿行》
81王维《老将行》
82王维《桃源行》
83李白《蜀道难》
84李白《长相思·其一》
85李白《长相思·其二》
86李白《行路难·其一》
87李白《将进酒》
88杜甫《兵车行》
89杜甫《丽人行》
90杜甫《哀江头》
91杜甫《哀王孙》
92李隆基《经邹鲁祭孔子而叹之》
93张九龄《望月怀远》
94王勃《送杜少府之任蜀州》
95骆宾王《在狱咏蝉》
96杜审言《和晋陵陆丞早春游望》
97沈佺期《杂诗》
98宋之问《题大庾岭北驿》
99王湾《次北固山下》
100常建《题破山寺后禅院》
101岑参《寄左省杜拾遗》
102李白《赠孟浩然》
103李白《渡荆门送别》
104李白《送友人》
105李白《听蜀僧濬弹琴》
106李白《夜泊牛渚怀古》
107杜甫《春望》
108杜甫《月夜》
109杜甫《春宿左省》
110杜甫《至德二载甫自京金光门出》
111杜甫《天末怀李白》
112杜甫《月夜忆舍弟》
113杜甫《奉济驿重送严公四韵》
114杜甫《别房太尉墓》
115杜甫《旅夜书怀》
116杜甫《登岳阳楼》
117王维《辋川闲居赠裴秀才迪》
118王维《山居秋暝》
119王维《归嵩山作》
120王维《终南山》
121王维《酬张少府》
122王维《过香积寺》
123王维《送梓州李使君》
124王维《汉江临泛》
125王维《终南别业》
126孟浩然《望洞庭湖赠张丞相 》
127孟浩然 《与诸子登岘山》
128孟浩然《清明日宴梅道士房》
129孟浩然《岁暮归南山》
130孟浩然《过故人庄》
131孟浩然《秦中感秋寄远上人》
132孟浩然《宿桐庐江寄广陵旧游》
133孟浩然《留别王维》
134孟浩然《早寒江上有怀》
135刘长卿《秋日登吴公台上寺远眺》
136 刘长卿《送李中丞归汉阳别业》
137刘长卿《饯别王十一南游》
138刘长卿《寻南溪常山道人隐居》
139刘长卿《新年作》
140钱起《送僧归日本》
141钱起《谷口书斋寄杨补阙》
142韦应物《淮上喜会梁川故人》
143韦应物《赋得暮雨送李胄》
144韩翃《酬程延秋夜即事见赠》
145刘昚虚《阙题》
146戴叔伦《江乡故人偶集客舍》
147卢纶《送李端》
148李益《喜见外弟又言别》
149司空曙《云阳馆与韩绅宿别》
150司空曙《喜外弟卢纶见宿》
151司空曙《贼平后送人北归》
152刘禹锡《蜀先主庙》
153张籍《没蕃故人》
154白居易《赋得古原草送别》
155杜牧《旅宿》
156许浑《秋日赴阙题潼关驿楼》
157许浑《早秋》
158李商隐《蝉》
159李商隐《风雨》
160李商隐《落花》
161李商隐《凉思》
162温庭筠《送人东游》
163马戴《灞上秋居》
164马戴《楚江怀古》
165张乔《书边事》
166崔涂《除夜》
167李商隐《北青萝》
168崔涂《孤雁》
169杜荀鹤《春宫怨》
170韦庄《章台夜思》
171皎然《寻陆鸿渐不遇》
172崔颢《黄鹤楼》
173崔颢《行经华阴》
174祖咏《望蓟门》
175崔曙《九日登望仙台呈刘明府》
176李颀《送魏万之京》
177李白《登金陵凤凰台》
178高适《送李少府贬峡中王少府贬长沙》
179杜甫《奉和贾至舍人早朝大明宫》
180王维《和贾舍人早朝大明宫之作》
181王维《奉和圣制从蓬莱向兴庆阁道中留春雨中春望之作应制》
182王维《积雨辋川庄作》
183王维《酬郭给事》
184杜甫《蜀相》
185杜甫《客至》
186杜甫《野望》
187杜甫《闻官军收河南河北》
188杜甫《登高》
189杜甫《登楼》
190杜甫《宿府》
191杜甫《阁夜》
192杜甫《咏怀古迹五首·其一》
193杜甫《咏怀古迹五首·其二》
194杜甫《咏怀古迹五首·其三》
195杜甫《咏怀古迹五首·其四》
196杜甫《咏怀古迹五首·其五》
197刘长卿《江州重别薛六柳八二员外》
198刘长卿《长沙过贾谊宅》
199刘长卿《自夏口至鹦鹉洲夕望岳阳寄源中丞》
200钱起《赠阙下裴舍人》
201韦应物《寄李儋元锡》
202韩翃《同题仙游观》
203皇甫冉《春思》
204卢纶《晚次鄂州》
205柳宗元《登柳州城楼寄漳汀封连四州刺史》
206刘禹锡《西塞山怀古》
207元稹《遣悲怀三首·其一》
208元稹《遣悲怀三首·其二》
209元稹《遣悲怀三首·其三》
210白居易《望月有感》
211李商隐《锦瑟》
212李商隐《无题·昨夜星辰昨夜风》
213李商隐《隋宫》
214李商隐《无题·来是空言去绝踪》
215李商隐《无题·飒飒东风细雨来》
216李商隐《筹笔驿》
217李商隐《无题·相见时难别亦难》
218李商隐《春雨》
219李商隐《无题·凤尾香罗薄几重》
220李商隐《无题·重帏深下莫愁堂》
221温庭筠《利州南渡》
222温庭筠《苏武庙》
223薛逢《宫词》
224秦韬玉《贫女》
225王维《鹿柴》
226王维《竹里馆》
227王维《送别》
228王维《相思》
229王维《杂诗三首·其二》
230裴迪《送崔九》
231祖咏《终南望余雪》
232孟浩然《宿建德江》
233孟浩然《春晓》
234李白《静夜思》
235李白《怨情》
236杜甫《八阵图》
237王之涣《登鹳雀楼》
238刘长卿《送灵澈上人》
239刘长卿《听弹琴》
240刘长卿《送上人》
241韦应物《秋夜寄丘员外》
242李端《听筝》
243王建《新嫁娘词》
244权德舆《玉台体》
245柳宗元《江雪》
246元稹《行宫》
247白居易《问刘十九》
248张祜《宫词》
249李商隐《登乐游原》
250贾岛《寻隐者不遇》
251宋之问《渡汉江》
252金昌绪《春怨》
253西鄙人《哥舒歌》
254沈佺期《独不见》
255崔颢《长干行·其一》
256崔颢《长干行·其二》
257李白《玉阶怨》
258卢纶《塞下曲·其一》
259卢纶《塞下曲·其二》
260卢纶《塞下曲·其三》
261卢纶《塞下曲·其四》
262李益《江南曲》
263贺知章《回乡偶书》
264张旭《桃花溪》
265王维《九月九日忆山东兄弟》
266王昌龄《芙蓉楼送辛渐》
267王昌龄《闺怨》
268王昌龄《春宫曲》
269王翰《凉州词》
270李白《黄鹤楼送孟浩然之广陵》
271李白《早发白帝城》
272岑参《逢入京使》
273杜甫《江南逢李龟年》
274韦应物《滁州西涧》
275张继《枫桥夜泊》
276韩翃《寒食》
277刘方平《月夜》
278刘方平《春怨》
279柳中庸《征人怨》
280顾况《宫词》
281李益《夜上受降城闻笛》
282刘禹锡《乌衣巷》
283刘禹锡《春词》
284白居易《宫词》
285张祜《赠内人》
286张祜《集灵台·其一》
287张祜《集灵台·其二》
288张祜《题金陵渡》
289朱庆馀《宫词》
290朱庆馀《近试上张水部》
291杜牧《将赴吴兴登乐游原》
292杜牧《赤壁》
293杜牧《泊秦淮》
294杜牧《寄扬州韩绰判官》
295杜牧《遣怀》
296杜牧《秋夕》
297杜牧《赠别二首·其一》
298杜牧《赠别二首·其二》
299杜牧《金谷园》
300李商隐《夜雨寄北》
301李商隐《寄令狐郎中》
302李商隐《为有》
303李商隐《隋宫》
304李商隐《瑶池》
305李商隐《贾生》
306李商隐《嫦娥》
307温庭筠《瑶瑟怨》
308郑畋《马嵬坡》
309韩偓《已凉》
310韦庄《金陵图》
311陈陶《陇西行》
312张泌《寄人》
313无名氏《杂诗》
314王维《渭城曲》
315王维《秋夜曲》
316王昌龄《长信怨·其三》
317李白《清平调·其一》
318李白《清平调·其二》
319李白《清平调·其三》
320王昌龄《出塞》
321王之涣《凉州词二首·其一》
322杜秋娘《金缕衣》
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